42437 Riverwinds Dr, Leonardtown, MD 20650 Property Records

St. Mary's County property record for 42437 Riverwinds Dr, Leonardtown, MD 20650

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,096 sqft · built 1955
Lot Size	1.04 acres (45,302 sqft)
Owner	2 Individual Names on Record
Last Sale	$679,000 (Apr 2019)
Tax Bill	$8,024 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-009483`

Property Details

APN / Parcel Number

Primary APN	`03-009483`
Alternative APNs	`3009483` `009483`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,096 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Split Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	45,302 sqft (1.04 acres)
View / Lot	Waterfront
Garage Type	Mixed
Garage Area	672 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	384 sqft
Deck Area	100 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	009483
Street Address	42437 RIVERWINDS DR
City	LEONARDTOWN
State	MD
Zip	20650-5727
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	LOTS 1 TO 3 RIVERSIDE
Legal Subdivision	RIVERSIDE
Legal Lot Number	1-3
Jurisdiction	ST MARY'S MD
Township / Civil Division	3, LEONARDTOWN
Census Block Group	1
Census Block	1028
Census Tract	875400

Owner

Source: St. Mary's County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	42437 RIVERWINDS DR, LEONARDTOWN, MD 20650-5727
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRIME LNDG
Apr 24, 2019	Grant Deed, Transfer PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2019 · Amount on Record
Deed Sale	Apr 24, 2019 · Amount on Record
Prior Sale	May 29, 2015 · Amount on Record
Deed Book / Page	5063 / 332
Transfer Doc	0000003261
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	42437 RIVERWINDS DR, LEONARDTOWN, MD 20650-5727
Document Number	0053810259
Instrument Date	Jun 25, 2020
Transaction Type	Mortgage
Record Updated	Jul 24, 2020
Title Company	PROGRESSIVE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	770 5TH ST NW #212 WASHINGTON DC 200012647, 212, WASHINGTON, DC 20001-2647

Mortgage

Document Number	0053810259
Date	Jun 26, 2020
Book Page	005381/000259

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2050

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST MARY'S MD
Recording Date	Apr 24, 2019
Property Address	42437 RIVERWINDS DR, LEONARDTOWN, MD 20650-5727
Document Number	0050630332
Book / Page	005063 / 000332
Instrument Date	Apr 16, 2019
Transaction Type	Transfer
Record Updated	May 8, 2019
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$679.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	770 STH ST NW #212 WASHINGTON DC 20001, 212, WASHINGTON, DC 20001

Mortgage

Document Number	50630339
Date	Apr 24, 2019
Book Page	005063/000339

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2049

Tax Assessment & Valuation

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$764,933 (+12.43%)	$825,400 (+12.35%) Land $396,600 Building $428,800
2025	$8,024.00 (+13.37%) Homeowner's exemption
2023	$7,078.00	$680,367	$734,700 Land $360,600 Building $374,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	40 (1985–2024)
Claims Outside the SFHA	20 of 40
Most Recent Claim	Jan 2024 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 76% of Maryland
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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