4251 Watermill Rd, Jay, FL 32565 Property Records

Santa Rosa County property record for 4251 Watermill Rd, Jay, FL 32565

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 912 sqft · built 1989
Lot Size0.54 acres (23,522 sqft)
Owner2 Individual Names on Record
Last Sale$75,000 (Jun 2015)
Tax Bill$535 (2025)
Flood ZoneZone X (minimal risk)
APN23-5N-29-0000-01601-0000

Property Details

APN / Parcel Number

Primary APN23-5N-29-0000-01601-0000
Alternative APN
  • N295230000016010000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area912 sqft Living Area
Gross Area2,408 sqft
1st Floor Area912 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Exterior MaterialWood Siding
Construction TypeWood
Foundation TypePier/Post & Beam
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area23,522 sqft (0.54 acres)

Exterior Amenities

PorchSlab
Porch Area1,496 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address4251 WATERMILL RD
CityJAY
StateFL
Zip32565-1417
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG-RR
Legal Description*DESCRIPTION UPDATED FOR 2025* 23-5N-29 - PARCEL 1: BEG SW CORN OF SE4 OF NE4 THN N 408 FT TO POB THN E 186 FT THN N 105 FT THN E TO W R/W OF WATERMILL RD THN NWLY ON R/W 15 FT THN W 346 FT TO W LN OF SE4 OF NE4 THN S TO POB LESS ANY PORT IN RD R/W A
Legal Range29W
Legal Township5N
Legal Section23
JurisdictionSANTA ROSA FL
Township / Civil DivisionJAY
Census Block Group2
Census Block2018
Census Tract10200

Owner

Source: Santa Rosa County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4251 WATERMILL RD, JAY, FL 32565-1417
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 5, 2015 · Amount on Record
Deed SaleJun 5, 2015 · Amount on Record
Prior SaleJul 14, 2003 · Amount on Record
Deed Document Number201520199
Deed Book / Page3434 / 1322
Last Transfer DateJul 16, 2015
Transfer Doc0034470770
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$535.00 (+22.43%)$70,526 (+2.9%)$131,382 (+11.39%) Land $11,700 Building $119,682
2024$437.00 (+1.39%) Homeowner's exemption Widower's exemption$68,538 (+3%)$117,948 (+4.26%) Land $9,000 Building $108,948
2023$431.00 (-9.64%) Homeowner's exemption Widower's exemption$66,542 (+3%)$113,129 (+7.47%) Land $8,100 Building $105,029
2022$477.00 Homeowner's exemption Widower's exemption$64,604$105,270 Land $5,400 Building $99,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 76% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJAY, TOWN OF - UTILITIES DEPT.
serves 1,834 people · EPA ID FL1570384
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

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