4206 Watermill Rd, Jay, FL 32565 Property Records

Santa Rosa County property record for 4206 Watermill Rd, Jay, FL 32565 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 940 sqft · built 1961
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on File
Tax Bill	$352 (2024)
Deeds & Mortgages	Nov 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`23-5N-29-0000-00700-0000`

Property Details

APN / Parcel Number

Primary APN	`23-5N-29-0000-00700-0000`
Alternative APN	`N295230000007000000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	940 sqft Living Area
Gross Area	1,360 sqft
1st Floor Area	940 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	130,680 sqft (3 acres)
Garage Type	Carport
Garage Area	264 sqft
Carport	Carport
Carport Area	264 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	156 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Convection

Location & Zoning

Street Address	4206 WATERMILL RD
City	JAY
State	FL
Zip	32565-1416
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ENHNCD LIFE EST RESRVD IN: N2 OF W 528 FT OF N 660 FT OF SE4 OF NE4 & LESS OR 3495 PG 2058 (FOR #7.2-LYING ON E SIDE OF THE RD) & E-L/E RES IN OR 4488 PG 1406
Legal Range	29W
Legal Township	5N
Legal Section	23
Jurisdiction	SANTA ROSA FL
Township / Civil Division	JAY
Census Block Group	2
Census Block	2007
Census Tract	10200

Owner

Source: Santa Rosa County records · APN 23-5N-29-0000-00700-0000

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4206 WATERMILL RD, JAY, FL 32565-1416
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Mar 28, 2024
Transfer Doc	0044881406
Record Updated	Jun 08, 2026

November 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA ROSA FL
Recording Date	Nov 02, 2020
Property Address	4206 WATERMILL RD, JAY, FL 32565-1416
Document Number	0040230779
Book / Page	004023 / 000779
Instrument Date	Oct 30, 2020
Instrument	57620
Transaction Type	Transfer
Record Updated	Dec 07, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 WILLOW COVE DR SCOTTSBORO AL 357696224, SCOTTSBORO, AL 35769-6224

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$54,242 (+2.9%)	$104,849 (+15.98%) Land $37,050 Building $67,799
2024	$352.00 (+1.44%) Homeowner's exemption Widower's exemption	$52,713 (+3%)	$90,400 (+3.98%) Land $28,500 Building $61,900
2023	$347.00 (-11.48%) Homeowner's exemption Widower's exemption	$51,178 (+3%)	$86,943 (+10.62%) Land $25,650 Building $61,293
2022	$392.00 Homeowner's exemption Widower's exemption	$49,687	$78,597 Land $17,100 Building $61,497

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130102002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force 1 of 1 on primary residences

Wildfire

Wildfire Risk	Low above 37% of the US · above 11% of Florida
Wildfire Likelihood	About 1 in 1,587 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.