4251 Stephens Rd, Warren, MI 48091 Property Records

Macomb County property record for 4251 Stephens Rd, Warren, MI 48091

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,430 sqft · built 2001
Lot Size	0.147 acres (6,403 sqft)
Owner	Individual Name on Record
Last Sale	$124,900 (Nov 2018)
Tax Bill	$4,062 (2025)
Deeds & Mortgages	Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-13-29-154-035`

Property Details

APN / Parcel Number

Primary APN	`12-13-29-154-035`
Alternative APN	`1329154035`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,430 sqft Living Area
1st Floor Area	1,422 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Construction Type	Frame
Lot Area	6,403 sqft (0.147 acres)
Lot Dimensions	131 ft deep x 49 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	4251 STEPHENS RD
City	WARREN
State	MI
Zip	48091-5620
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-C
Legal Description	JOHN S KONCZALS RYAN PARK SUB W 33.0 FT OF LOT 138 & E 16.0 FT OF LOT 139 INCL 1/2 VAC ALLEY ADJ. L9 P4
Legal Subdivision	JOHN S KONCZALS RYAN PARK SUB
Legal Lot Number	138-139
Jurisdiction	MACOMB MI
Township / Civil Division	WARREN
Census Block Group	4
Census Block	4012
Census Tract	263400

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4251 STEPHENS RD, WARREN, MI 48091-5620
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2018 · Amount on Record
Deed Sale	Nov 19, 2018 · Amount on Record
Prior Sale	May 6, 2013 · Amount on Record
Deed Document Number	20188127413
Deed Book / Page	25688 / 762
Prior Transfer Date	Mar 5, 2004
Prior Transfer Doc	0004058551
Record Updated	Oct 29, 2026

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Nov 19, 2018
Property Address	4251 STEPHENS RD, WARREN, MI 48091-5620
Document Number	0000127413
Book / Page	025688 / 000762
Instrument Date	Nov 9, 2018
Instrument	127413
Transaction Type	Transfer
Record Updated	Feb 4, 2019
Title Company	CHIRCO TITLE AGENCY INC, CHIRCO TITLE AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,074.14
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4251 STEPHENS RD WARREN MI 480915620, WARREN, MI 48091-5620

Mortgage

Document Number	27414
Date	Nov 19, 2018
Book Page	025688/000764
Instrument	27414

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 18, 2048

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	Warren City
Unified School District	Fitzgerald Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$111,560 (+5.57%)	$223,120 (+5.57%)
2025	$4,062.00 (+17.94%) Homeowner's exemption	$105,670 (+26.46%)	$211,340 (+26.46%)
2023		$83,560	$167,120
2022	$3,444.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WARREN serves 134,056 people · EPA ID MI0006900
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20