4227 Stephens Rd, Warren, MI 48091 Property Records

Macomb County property record for 4227 Stephens Rd, Warren, MI 48091 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,080 sqft · built 1986
Lot Size	0.147 acres (6,403 sqft)
Owner	Individual Name on File
Tax Bill	$4,142 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Oct 2022 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`12-13-29-154-033`

Property Details

APN / Parcel Number

Primary APN	`12-13-29-154-033`
Alternative APN	`1329154033`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,080 sqft Living Area
Gross Area	1 sqft
1st Floor Area	1,080 sqft
Basement Area	1,080 sqft
Unfinished Basement	1,080 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	6,403 sqft (0.147 acres)
Lot Dimensions	131 ft deep x 49 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	4227 STEPHENS RD
City	WARREN
State	MI
Zip	48091-5620
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JOHN S KONCZALS RYAN PARK SUB W 11.0 FT OF LOT 140 & ALL OF LOT 141 INCL 1/2 VAC ALLEY ADJ L9 P4
Legal Subdivision	JOHN S KONCZALS RYAN PARK SUB
Legal Lot Number	140-141
Jurisdiction	MACOMB MI
Township / Civil Division	WARREN
Census Block Group	4
Census Block	4012
Census Tract	263400

Owner

Source: Macomb County records · APN 12-13-29-154-033

Assessment roll updated July 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4227 STEPHENS RD, WARREN, MI 48091-5620
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2022	Deed of Trust, Mortgage · VA Mortgage EXTREME LOANS LLC
Oct 14, 2022	Warranty Deed, Transfer CAPITOL TITLE COMPANY INC, CAPITAL TITLE INS AGCY INC
Apr 16, 2020	Deed of Trust, Mortgage · VA Mortgage JPMORGAN CHASE BANK NA
May 12, 2018	Deed of Trust, Mortgage · VA Mortgage JG WENTWORTH HM LNDG
Mar 27, 2018	Quit Claim Deed, Transfer Quitclaim
Aug 01, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 23, 2024
Deed Sale	Sep 23, 2024
Prior Sale	Oct 14, 2022 · Amount on Record
Deed Document Number	202477961
Deed Book / Page	29769 / 271
Prior Transfer Date	Sep 05, 2024
Prior Transfer Doc	2400077961
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	4227 STEPHENS RD, WARREN, MI 48091-5620
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 7 CLAWSON AVE #208 208, 208, ROYAL OAK, MI 48073

Mortgage

Document Number	2200117219
Date	Oct 13, 2022
Book Page	28855/368
Instrument	202200117219

Lender

Name	EXTREME LOANS LLC
Address	SOUTHFIELD, MI 48034

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2052

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Oct 14, 2022
Property Address	4227 STEPHENS RD, WARREN, MI 48091-5620
Document Number	2200117644
Book / Page	28857 / 216
Map Reference	LB 9 PG 4
Instrument Date	Oct 06, 2022
Instrument	202200117644
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	CAPITOL TITLE COMPANY INC, CAPITAL TITLE INS AGCY INC

Transaction

Amount	Amount Recorded
Tax	$1,477.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4227 STEPHENS RD, WARREN, MI 48091-5620

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4227 STEPHENS RD, WARREN, MI 48091-5620

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	4227 STEPHENS RD, WARREN, MI 48091-5620
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048110
Date	Apr 16, 2020
Book Page	26649/477
Instrument	2048110

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 01, 2035

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	4227 STEPHENS RD, WARREN, MI 48091-5620
Document Number	0000058797
Instrument Date	May 12, 2018
Transaction Type	Mortgage
Record Updated	Jun 12, 2018
Title Company	WOLVERINE STATE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4227 STEPHENS RD WARREN MI 480915620, WARREN, MI 48091-5620

Mortgage

Document Number	0000058797
Date	May 21, 2018
Book Page	025373/000827
Instrument	58797

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 20, 2033

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACOMB MI
Recording Date	Mar 27, 2018
Property Address	4227 STEPHENS RD, WARREN, MI 48091-5620
Document Number	0000030924
Book / Page	025274 / 000930
Instrument Date	Mar 27, 2018
Instrument	30924
Transaction Type	Transfer
Record Updated	Apr 11, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4227 STEPHENS RD WARREN MI 480915620, WARREN, MI 48091-5620

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACOMB MI
Recording Date	Aug 01, 2017
Property Address	4227 STEPHENS RD, WARREN, MI 48091-5620
Document Number	0000093261
Book / Page	024854 / 000848
Instrument Date	Aug 01, 2017
Instrument	93261
Transaction Type	Transfer
Record Updated	Sep 06, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4227 STEPHENS RD WARREN MI 480915620, WARREN, MI 48091-5620

Tax Assessment & Valuation

Source: Macomb County records · Assessment roll updated July 6, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	Warren City
Unified School District	Fitzgerald Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$76,340 (+0.67%)	$152,680 (+0.67%)
2025	$4,142.00 (+78.69%) Homeowner's exemption	$75,830 (+11.48%)	$151,660 (+11.48%)
2023		$68,020	$136,040
2022	$2,318.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Macomb County (26099C), updated October 4, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260992634004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2021, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 514 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
WOW Internet, Cable & Phone	Cable	1,200 / 50
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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