Santa Rosa County property record for 4251 Albany St, Pace, FL 32571
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,352 sqft · built 2000 |
| Lot Size | 0.344 acres (14,985 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $236,000 (Aug 2024) |
| Tax Bill | $2,044 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Oct 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-1N-29-1210-04800-0011 |
| Primary APN | 23-1N-29-1210-04800-0011 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,352 sqft Living Area |
| Gross Area | 1,924 sqft |
| 1st Floor Area | 1,352 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 14,985 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Garage Type | Carport |
| Garage Area | 396 sqft |
| Carport | Carport |
| Carport Area | 396 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Patio |
| Porch Area | 572 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4251 ALBANY ST |
|---|---|
| City | PACE |
| State | FL |
| Zip | 32571-2214 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | FLORIDATOWN E 150 OF LOT 1 BLK 48 AS DES IN OR 4537 PG 1909 |
| Legal Range | 29W |
| Legal Township | 1N |
| Legal Section | 23 |
| Legal Subdivision | FLORIDATOWN |
| Legal Block | 48 |
| Legal Lot Number | 1 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | PACE |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 10705 |
Source: Santa Rosa County records, as of April 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4251 ALBANY ST, MILTON, FL 32571-2214 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Aug 25, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA |
| Oct 23, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY |
| Sep 20, 2017 | Warranty Deed, Transfer · FHA Mortgage FRANKLIN AMERICAN MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 30, 2024 · Amount on Record |
| Deed Sale | Aug 30, 2024 · Amount on Record |
| Prior Sale | Sep 20, 2017 · Amount on Record |
| Deed Document Number | 202439532 |
| Deed Book / Page | 4537 / 1909 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 4251 ALBANY ST, PACE, FL 32571-2214 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4251 ALBANY ST, PACE, FL 32571-2214 |
| Document Number | 0043192015 |
|---|---|
| Date | Aug 25, 2022 |
| Book Page | 4319/2015 |
| Instrument | 202249642 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 4251 ALBANY ST, PACE, FL 32571-2214 |
| Document Number | 0037771986 |
| Instrument Date | Oct 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4251 ALBANY ST PACE FL 325712214, PACE, FL 32571-2214 |
| Document Number | 0037771986 |
|---|---|
| Date | Oct 29, 2018 |
| Book Page | 003777/001986 |
| Instrument | 46348 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | 6051 OLD BAGDAD HWY # 201, MILTON, FL 32583-8036 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Oct 28, 2023 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Sep 20, 2017 |
| Property Address | 4251 ALBANY ST, PACE, FL 32571-2214 |
| Document Number | 0036621780 |
| Book / Page | 3662 / 1780 |
| Map Reference | MB A-15 PG389 |
| Instrument Date | Sep 8, 2017 |
| Instrument | 201739172 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | EMERALD COAST TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $749.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 2533 PORTOBELLA PL, CANTONMENT, FL 32533-5754 |
| Document Number | 0201739173 |
|---|---|
| Date | Sep 20, 2017 |
| Instrument | 201739173 |
| Name | FRANKLIN AMERICAN MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2047 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,044.00 (+151.41%) | $162,832 (+75.18%) Land $30,500 Building $132,332 | $162,832 (+8.76%) Land $30,500 Building $132,332 |
| 2024 | $813.00 (+22.62%) Homeowner's exemption | $92,949 (+3%) | $149,715 (+1.58%) Land $30,500 Building $119,215 |
| 2023 | $663.00 (+4.41%) Homeowner's exemption | $90,242 (+3%) | $147,382 (+8.53%) Land $29,500 Building $117,882 |
| 2022 | $635.00 Homeowner's exemption | $87,614 | $135,801 Land $25,000 Building $110,801 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 27 (1979–2020) |
| Claims Outside the SFHA | 24 of 27 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 77% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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