Santa Rosa County property record for 4230 Albany St, Pace, FL 32571
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,225 sqft · built 1974 |
| Lot Size | 0.327 acres (14,244 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $120,000 (Jun 2020) |
| Tax Bill | $1,532 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Jul 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-1N-29-1210-00J00-0180 |
| Primary APN | 23-1N-29-1210-00J00-0180 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,225 sqft Living Area |
| Gross Area | 1,829 sqft |
| 1st Floor Area | 1,225 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 14,244 sqft (0.327 acres) |
| Lot Dimensions | 150 ft deep x 95 ft wide |
| Garage Type | Attached |
| Garage Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 304 sqft |
| Deck Area | 1 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4230 ALBANY ST |
|---|---|
| City | MILTON |
| State | FL |
| Zip | 32571-2214 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | *UPDATED DESCRIPTION FOR 2020* COMMENCING AT THE SOUTHWEST CORNER OF BLOCK J, FLORIDATOWN AND ADDITION, A SUBDIVISION OF A PORTION OF SECTION 23, TOWNSHIP 1 NORTH, RANGE 29 WEST, AS RECORDED IN DEED BOOK A-15 PAGE 389, THENCE NORTH A DISTANCE OF 210 |
| Legal Range | 29W |
| Legal Township | 1N |
| Legal Section | 23 |
| Legal Subdivision | FLORIDATOWN |
| Legal Block | J |
| Legal Lot Number | 18 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | PACE |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 10705 |
Source: Santa Rosa County records, as of September 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4230 ALBANY ST, MILTON, FL 32571-2214 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 4, 2026 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE CAPITAL |
| Jul 17, 2023 | Deed of Trust, Mortgage · VA Mortgage NETWORK CAPITAL FUNDING CORP |
| Jul 22, 2022 | Deed of Trust, Mortgage · VA Mortgage NETWORK CAPITAL FUNDING CORP |
| Mar 7, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage M & T BANK |
| Jun 2, 2020 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 2, 2020 · Amount on Record |
| Deed Sale | Jun 2, 2020 · Amount on Record |
| Prior Sale | May 1, 2003 · Amount on Record |
| Deed Document Number | 202026073 |
| Deed Book / Page | 3957 / 1166 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Aug 4, 2026 |
| Property Address | 4230 ALBANY ST, MILTON, FL 32571-2214 |
| Document Number | 0000039312 |
| Book / Page | 4774 / 1991 |
| Instrument Date | Jul 25, 2026 |
| Instrument | 202639312 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4230 ALBANY ST, MILTON, FL 32571-2214 |
| Document Number | 0000039312, |
|---|---|
| Date | Aug 4, 2026 |
| Book Page | 4774/1991 |
| Instrument | 202639312 |
| Name | MORTGAGE CAPITAL |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Aug 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 4230 ALBANY ST, PACE, FL 32571-2214 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2023 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 4230 ALBANY ST, MILTON, FL 32571-2214 |
| Document Number | 0044150661 |
|---|---|
| Date | Jul 17, 2023 |
| Book Page | 4415/661 |
| Instrument | 202331715 |
| Name | NETWORK CAPITAL FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33131 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 4230 ALBANY ST, PACE, FL 32571-2214 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Title Company | WFG NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 4230 ALBANY ST, MILTON, FL 32571-2214 |
| Document Number | 0043081193 |
|---|---|
| Date | Jul 22, 2022 |
| Book Page | 4308/1193 |
| Instrument | 202243168 |
| Name | NETWORK CAPITAL FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 4230 ALBANY ST, PACE, FL 32571-2214 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 4230 ALBANY ST, PACE, FL 32571-2214 |
| Document Number | 0042550095 |
|---|---|
| Date | Mar 7, 2022 |
| Book Page | 4255/95 |
| Instrument | 202213563 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | GETZVILLE, NY 14068 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jun 2, 2020 |
| Property Address | 4230 ALBANY ST, PACE, FL 32571-2214 |
| Document Number | 0039571166 |
| Book / Page | 3957 / 1166 |
| Instrument Date | May 29, 2020 |
| Instrument | 202026073 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $840.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 241, MILTON, FL 32572-0241 |
| Name | Verified Name |
|---|---|
| Address | 4230 ALBANY ST, PACE, FL 32571-2214 |
| Document Number | 0039571168 |
|---|---|
| Date | Jun 2, 2020 |
| Instrument | 3957/1168 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2050 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,532.00 (+3.23%) Homeowner's exemption | $157,402 (+2.9%) | $161,173 (+2.04%) Land $30,423 Building $130,750 |
| 2024 | $1,484.00 (+4.07%) Homeowner's exemption | $152,965 (+3%) | $157,947 (+1.59%) Land $30,423 Building $127,524 |
| 2023 | $1,426.00 (+3.11%) Homeowner's exemption | $148,510 (+3%) | $155,472 (+7.83%) Land $29,426 Building $126,046 |
| 2022 | $1,383.00 Homeowner's exemption | $144,184 | $144,184 Land $24,937 Building $119,247 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 27 (1979–2020) |
| Claims Outside the SFHA | 24 of 27 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 77% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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