42500 Cascade Dr, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 42500 Cascade Dr, Punta Gorda, FL 33982

Property Summary

Property TypeSingle Family Home
Details2,096 sqft · built 2025
Lot Size0.23 acres (10,024 sqft)
OwnerIndividual Name on Record
Last Sale$974,600 (Jul 2025)
Tax Bill$930 (2025)
Deeds & MortgagesJul 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN42-26-19-302-018

Property Details

APN / Parcel Number

Primary APN42-26-19-302-018

Interior

Building Area2,096 sqft Living Area

Exterior

Year BuiltBuilt 2025
Lot Area10,024 sqft (0.23 acres)
View / LotWater

Location & Zoning

Street Address42500 CASCADE DR
CityPUNTA GORDA
StateFL
Zip33982-2588
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBOZD
Legal DescriptionBNR 001 0000 2385 BABCOCK RANCH COMMUNITY NORTHRIDGE PHASE 1 LOT 2385 3546081
Legal SubdivisionBABCOCK RANCH
Legal Phase1
Legal Lot Number2385
Legal UnitY
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group1
Census Block1064
Census Tract10100

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address42500 CASCADE DR, PUNTA GORDA, FL 33982-2588
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 9, 2025 · Amount on Record
Deed SaleJul 9, 2025 · Amount on Record
Deed Document Number3546081
Record UpdatedJun 8, 2026

July 2025: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateJul 9, 2025
Property Address42500 CASCADE DR, PUNTA GORDA, FL 33982-2588
Document Number0003546081
Map ReferenceMB 24 PG 20A-20Q
Instrument DateJul 3, 2025
Instrument3546081
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 11, 2025
Title CompanyPGP TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,822.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address24311 WALDEN CENTER DR # DR300, DR300, BONITA SPRINGS, FL 34134-4937

Transferred To (Grantee/Buyer)

NameVerified Name
Address42500 CASCADE DR, PUNTA GORDA, FL 33982-2588

Mortgage

Document Number0003546082
DateJul 9, 2025
Instrument3546082
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$930.00 (-73.34%)$43,558 (+1%)$103,500 (+10.7%) Land $103,500
2024$3,489.00 (+2.98%)$39,598 (+1%)$93,500 (+11.98%) Land $93,500
2023$3,388.00 (+14.15%)$35,998 (+1%)$83,500 (+155.16%) Land $83,500
2022$2,968.00$32,725 Land $32,725$32,725 Land $32,725

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 518 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies870 units insured
incl. 352 condo units
Nearby Flood Claims11 (1995–2024)
Claims Outside the SFHA4 of 11
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims
  • Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 85% of the US · above 77% of Florida
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN AND COUNTRY UTILITY
private · serves 13,427 people · EPA ID FL5084116
Water SourceGroundwater
Last State InspectionFeb 2024
LeadUnder 1 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
940 / 940
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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