Charlotte County property record for 42485 Cascade Dr, Punta Gorda, FL 33982
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,849 sqft · built 2022 |
| Lot Size | 0.238 acres (10,376 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $439,200 (Dec 2025) |
| Tax Bill | $6,513 (2025) |
| Deeds & Mortgages | Mar 2026 Transfer Dec 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 42-26-19-302-057 |
| Primary APN | 42-26-19-302-057 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,849 sqft Living Area |
| Gross Area | 2,400 sqft |
| Flooring | Covered |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Composition/Composite |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 10,376 sqft (0.238 acres) |
| View / Lot | Water |
| Pool Area | 286 sqft |
| Heating System | Forced Air |
|---|
| Street Address | 42485 CASCADE DR |
|---|---|
| City | PUNTA GORDA |
| State | FL |
| Zip | 33982-2587 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BOZD |
| Legal Description | BNR 001 0000 2273 BABCOCK RANCH COMMUNITY NORTHRIDGE PHASE 1 LOT 2273 |
| Legal Subdivision | BABCOCK RANCH |
| Legal Phase | 1 |
| Legal Lot Number | 2273 |
| Legal Unit | Y |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 1 |
| Census Block | 1064 |
| Census Tract | 10100 |
Source: Charlotte County records, as of March 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | 2 Co-owners on Record |
| Mailing Address | 42485 CASCADE DR, PUNTA GORDA, FL 33982-2587 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 4, 2026 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Dec 2, 2025 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PULTE MORTGAGE LLC |
| Deed Names | 4 Names on Deed |
|---|---|
| Last Sale | Dec 2, 2025 · Amount on Record |
| Deed Sale | Dec 2, 2025 · Amount on Record |
| Prior Sale | Dec 2, 2025 · Amount on Record |
| Deed Document Number | 0003592325 |
| Last Transfer Date | Mar 4, 2026 |
| Transfer Doc | 0003620287 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Mar 4, 2026 |
| Property Address | 42485 CASCADE DR, PUNTA GORDA, FL 33982-2587 |
| Document Number | 0003620287 |
| Map Reference | MB 24 PG 20 |
| Instrument Date | Feb 26, 2026 |
| Instrument | 3620287 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 42485 CASCADE DR, PUNTA GORDA, FL 33982-2587 |
| Name | Verified Name |
|---|---|
| Address | 42485 CASCADE DR, PUNTA GORDA, FL 33982-2587 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Dec 2, 2025 |
| Property Address | 42485 CASCADE DR, PUNTA GORDA, FL 33982-2587 |
| Document Number | 0003592325 |
| Map Reference | MB 24 PG 20 |
| Instrument Date | Nov 20, 2025 |
| Instrument | 3592325 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 15, 2025 |
| Title Company | PGP TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,074.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 24311 WALDEN CENTER DR # DR300, DR300, BONITA SPRINGS, FL 34134-4937 |
| Name | Verified Name |
|---|---|
| Address | 42485 CASCADE DR, BABCOCK RANCH, FL 33982-2587 |
| Document Number | 0003592326 |
|---|---|
| Date | Dec 2, 2025 |
| Instrument | 3592326 |
| Name | PULTE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2055 |
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,513.00 (-21.95%) | $399,203 (+21%) | $460,120 (+6.43%) Land $103,500 Building $356,620 |
| 2023 | $8,345.00 (+194.98%) | $329,920 (+908.16%) | $432,320 (+1,221.07%) Land $83,500 Building $348,820 |
| 2022 | $2,829.00 | $32,725 Land $32,725 | $32,725 Land $32,725 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 518 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 870 units insured incl. 352 condo units |
| Nearby Flood Claims | 11 (1995–2024) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 85% of the US · above 77% of Florida |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN AND COUNTRY UTILITY private · serves 13,427 people · EPA ID FL5084116 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 940 / 940 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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