4250 Quail Roost Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4250 Quail Roost Rd, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,656 sqft · built 1979
Lot Size	2.31 acres (100,754 sqft)
Owner	Individual Name on File
Last Sale	$255,000 (Oct 2017)
Tax Bill	$2,978 (2025)
Deeds & Mortgages	May 2020 Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-27-30-4950-0001-0695`

Property Details

APN / Parcel Number

Primary APN	`01-27-30-4950-0001-0695`
Alternative APNs	`273001495000010695` `89143`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,656 sqft Living Area
Gross Area	1,896 sqft
1st Floor Area	1,656 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1999
Architectural Style	Custom Design
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	100,754 sqft (2.31 acres)
Garage Area	960 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Screened/Unfinished Porch
Porch Area	240 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	4250 QUAIL ROOST RD
City	SAINT CLOUD
State	FL
Zip	34772-7431
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OAC
Legal Description	S L & I C PB B PG 21 W 1/2 OF LOT 69
Legal Range	30E
Legal Township	27S
Legal Section	01
Legal Subdivision	S L & I C
Legal Tract	4950
Legal Block	695
Legal Lot Number	69
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1018
Census Tract	43205

Owner

4250 Quail Roost Rd is owned and occupied by an individual who bought it in October 2017.

Source: Osceola County records, as of November 26, 2025

Owner of Record	Individual Name on File
Mailing Address	4250 QUAIL ROOST RD, SAINT CLOUD, FL 34772-7431
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2020	Deed of Trust, Mortgage · VA Mortgage EMBRACE HM LOANS
Oct 2, 2017	Warranty Deed, Transfer · VA Mortgage EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2017 · Amount on File
Deed Sale	Oct 2, 2017 · Amount on File
Prior Sale	Apr 14, 2010
Deed Document Number	2017140142
Deed Book / Page	5216 / 1975
Prior Transfer Date	Feb 1, 2008
Prior Transfer Doc	0038921657
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	4250 QUAIL ROOST RD, SAINT CLOUD, FL 34772-7431
Document Number	0057272573
Instrument Date	May 18, 2020
Transaction Type	Mortgage
Record Updated	Jul 20, 2020
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NAT'L TITLE & CLOSING S

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4250 QUAIL ROOST RD ST CLOUD FL 347727431, ST CLOUD, FL 34772-7431

Mortgage

Document Number	0057272573
Date	May 27, 2020
Book Page	005727/002573
Instrument	68456

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 26, 2050

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 2, 2017
Property Address	4250 QUAIL ROOST RD, SAINT CLOUD, FL 34772-7431
Document Number	0052161975
Book / Page	005216 / 001975
Instrument Date	Sep 29, 2017
Instrument	140142
Transaction Type	Transfer
Record Updated	Nov 10, 2017
Title Company	FIRST CLASS TITLE AGENCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,785.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4465 PACKARD AVE S ST CLOUD FL 347728145, ST CLOUD, FL 34772-8145

Mortgage

Document Number	52161976
Date	Oct 2, 2017
Book Page	005216/001976
Instrument	140143

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4250 Quail Roost Rd was $2,978 with a homeowner's exemption, up 5.8% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,978.00 (+5.75%) Homeowner's exemption	$204,427	$353,300 Land $150,300 Building $203,000
2024	$2,816.00 (+2.25%)
2023	$2,754.00 (+4.64%) Homeowner's exemption	$192,880 (+3%)	$315,500 (+14.85%) Land $116,800 Building $198,700
2022	$2,632.00 Homeowner's exemption	$187,263	$274,700 Land $104,100 Building $170,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4250 Quail Roost Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 68 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	68 in force
Nearby Flood Claims	9 (1997–2020)
Claims Outside the SFHA	5 of 9
Most Recent Claim	Jun 2020 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4250 Quail Roost Rd is moderate, ranking above 64% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Spectrum.

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