Osceola County property record for 4220 Quail Roost Rd, Saint Cloud, FL 34772
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,776 sqft · built 1995 |
| Lot Size | 2.21 acres (96,485 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $52,000 (Jul 2018) |
| Tax Bill | $4,545 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Jul 2018 Sale |
| Flood Zone | Zone A (high risk) |
| APN | 89147 |
| Primary APN | 89147 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,776 sqft Heated Area |
| Gross Area | 3,195 sqft |
| 1st Floor Area | 2,496 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 96,485 sqft (2.21 acres) |
| Garage Type | Finished |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 819 sqft |
| Patio Area | 630 sqft |
| Shed | 1 Shed |
| Shed Area | 280 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 89147 |
|---|---|
| Street Address | 4220 QUAIL ROOST RD |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7431 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OA2M |
| Legal Description | S L & I C PB B PG 21 A PORTION OF LOT 70: COM AT SE COR OF LOT 70, W 311.32 FT TO POB; CONT W 251.30 FT TO POC, CONC SWLY, |
| Legal Range | 30E |
| Legal Township | 27S |
| Legal Section | 01 |
| Legal Subdivision | SEMINOLE LAND&INV CO |
| Legal Tract | 4950 |
| Legal Block | 1 |
| Legal Lot Number | 70 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 43205 |
Source: Osceola County records, as of December 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4220 QUAIL ROOST RD, SAINT CLOUD, FL 34772-7431 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CENTENNIAL BANK |
| Jul 5, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 5, 2018 · Amount on Record |
| Deed Sale | Jul 5, 2018 · Amount on Record |
| Deed Document Number | 0005362745 |
| Deed Book / Page | 5362 / 745 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4220 QUAIL ROOST RD, SAINT CLOUD, FL 34772-7431 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 4220 QUAIL ROOST RD, SAINT CLOUD, FL 34772-7431 |
| Document Number | 0060112808 |
|---|---|
| Date | Jul 29, 2021 |
| Book Page | 6011/2808 |
| Instrument | 2021117274 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Address | CONWAY, AR 72033 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Aug 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 5, 2018 |
| Property Address | 4220 QUAIL ROOST RD, SAINT CLOUD, FL 34772-7431 |
| Document Number | 0053620745 |
| Book / Page | 005362 / 000745 |
| Instrument Date | Jul 5, 2018 |
| Instrument | 102980 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $364.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4220 QUAIL ROOST RD ST CLOUD FL 347727431, ST CLOUD, FL 34772-7431 |
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,545.00 (+13.26%) Homeowner's exemption | $277,684 (+7.52%) | $402,400 (+8.11%) Land $101,700 Building $300,700 |
| 2023 | $4,013.00 (+9.67%) Homeowner's exemption | $258,265 (+11.75%) | $372,200 (+15.55%) Land $79,000 Building $293,200 |
| 2022 | $3,659.00 Homeowner's exemption | $231,114 | $322,100 Land $70,400 Building $251,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 68 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 68 in force |
| Nearby Flood Claims | 9 (1997–2020) |
| Claims Outside the SFHA | 5 of 9 |
| Most Recent Claim | Jun 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 49% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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