425 Wyndcrest Dr, Temple, TX 76502 Property Records

Bell County property record for 425 Wyndcrest Dr, Temple, TX 76502 · Last verified April 2024

Property Summary

Property Type	Single Family Home
Details	1,596 sqft · built 2018
Lot Size	0.17 acres (7,444 sqft)
Owner	Individual Name on File
Tax Bill	$4,007 (2023)
Deeds & Mortgages	May 2023 Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0139891190`

Property Details

APN / Parcel Number

Primary APN	`0139891190`
Alternative APNs	`475451` `860577`

Interior

Stories	1 Story
Building Area	1,596 sqft Living Area
1st Floor Area	1,596 sqft

Exterior

Year Built	Built 2018
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Lot Area	7,444 sqft (0.17 acres)
Lot Dimensions	128 ft deep x 58 ft wide
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	128 sqft

Location & Zoning

Account Number	860577
Street Address	425 WYNDCREST DR
City	TEMPLE
State	TX
Zip	76502-1989
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WYNDHAM HILL ADDITION PHASE VI, BLOCK 013, LOT 0007
Legal Subdivision	WYNDHAM HILL ADDITION PHASE VI
Legal Block	13
Legal Lot Number	7
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1055
Census Tract	21305

Owner

Source: Bell County records · APN 0139891190

Assessment roll updated August 1, 2023 · Last verified April 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	425 WYNDCREST DR, TEMPLE, TX 76502-1989
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2023	Vendor's Lien, Transfer · Conventional Mortgage EXTRACO BANKS NA
Jun 03, 2019	Vendor's Lien, Subdivision Related Transfer · ARM CENTRAL NATIONAL BANK
Apr 23, 2018	Deed of Trust, Mortgage FIRST NAT'L BK/TX

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 10, 2023
Deed Sale	May 10, 2023
Prior Sale	Jun 03, 2019
Deed Document Number	2023020107
Record Updated	Jun 07, 2026

May 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	May 10, 2023
Property Address	425 WYNDCREST DR, TEMPLE, TX 76502-1989
Document Number	0000020107
Map Reference	DOC 2017-1
Instrument Date	May 09, 2023
Instrument	2023020107
Transaction Type	Transfer
Record Updated	May 26, 2023
Title Company	FIRST EQUITY TITLE LLC, FIRST COMMUNITY TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 WYNDCREST DR, TEMPLE, TX 76502-1989

Mortgage

Document Number	0000020108
Date	May 10, 2023
Instrument	2023020108

Lender

Name	EXTRACO BANKS NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 01, 2030
Change Frequency	Annually
Min Rate At Change	3.87%
Max Rate At Change	7.87%
Index	1-Year CMT
Max Rate	11.8%

June 2019: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jun 03, 2019
Property Address	425 WYNDCREST DR, TEMPLE, TX 76502-1989
Document Number	0000023088
Map Reference	DOC 2017-1
Instrument Date	May 31, 2019
Instrument	2019-00023088
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 30, 2021
Title Company	MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7462 W ADAMS AVE, 7462, TEMPLE, TX 76502-5558

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 WYNDCREST DR, TEMPLE, TX 76502-1989

Mortgage

Document Number	0000023089
Date	Jun 03, 2019
Instrument	2019-00023089

Lender

Name	CENTRAL NATIONAL BANK
Type	Subprime Lender
Special Notes	Seller Financed

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.95%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 01, 2024
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5.95%
Index	5-Year CMT
Max Rate	9.95%

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	425 WYNDCREST DR, TEMPLE, TX 76502-1989
Document Number	0000017828
Instrument Date	Apr 23, 2018
Transaction Type	Mortgage
Record Updated	Sep 24, 2018
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	PO BOX 1344 TEMPLE TX 765031344, TEMPLE, TX 76503-1344
Investor	Possibly a Property Investor

Mortgage

Document Number	0000017828
Date	May 02, 2018
Instrument	17828

Lender

Name	FIRST NAT'L BK/TX
Type	Bank
Address	KILLEEN, TX 76540

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bell County records · Assessment roll updated August 1, 2023 · Last verified April 2024

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Academy Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,007.00 (-10.94%) Homeowner's exemption	$273,000 Land $40,000 Building $233,000	$273,000 Land $40,000 Building $233,000
2022	$4,499.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bell County (48027C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480270213051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 513 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Radiate Holdings	Cable	1,500 / 50
Spectrum	Cable	1,000 / 1,000
AMG Technology Investment Group	Fixed Wireless	500 / 100
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Altitude ISP, SOS Communications, AT&T, Spectrum, AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

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