414 Wyndcrest Dr, Temple, TX 76502 Property Records

Bell County property record for 414 Wyndcrest Dr, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	1,879 sqft · built 2018
Lot Size	0.152 acres (6,602 sqft)
Owner	Individual Name on Record
Last Sale	$242,000 (Dec 2021)
Tax Bill	$5,173 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0139891172`

Property Details

APN / Parcel Number

Primary APN	`0139891172`
Alternative APNs	`475445` `845892`

Interior

Stories	1 Story
Building Area	1,879 sqft Living Area
1st Floor Area	1,879 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,602 sqft (0.152 acres)
Lot Dimensions	117 ft deep x 56 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	126 sqft
Lawn Sprinklers	Lawn Sprinklers

Location & Zoning

Street Address	414 WYNDCREST DR
City	TEMPLE
State	TX
Zip	76502-1986
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WYNDHAM HILL ADDITION PHASE VI, BLOCK 012, LOT 0032
Legal Subdivision	WYNDHAM HILL ADDITION PHASE VI
Legal Block	12
Legal Lot Number	32
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1070
Census Tract	21305

Owner

Source: Bell County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	414 WYNDCREST DR, TEMPLE, TX 76502-1986
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage EXTRACO BANKS NA
Jun 26, 2018	Vendor's Lien, Transfer · ARM EXTRACO BANKS NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2021 · Amount on Record
Deed Sale	Dec 15, 2021 · Amount on Record
Prior Sale	Jun 26, 2018 · Amount on Record
Deed Document Number	202182236
Prior Transfer Date	Sep 21, 2021
Prior Transfer Doc	0000082236
Record Updated	Oct 29, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BELL TX
Recording Date	Dec 15, 2021
Property Address	414 WYNDCREST DR, TEMPLE, TX 76502-1986
Document Number	0000082236
Map Reference	PL 2017-1
Instrument Date	Sep 21, 2021
Instrument	2021082236
Transaction Type	Transfer
Record Updated	Dec 29, 2021
Title Company	CENTRALAND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3009 IRA YOUNG DR APT 1118, 3009, TEMPLE, TX 76504-6361

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 WYNDCREST DR, TEMPLE, TX 76502-1986

Mortgage

Document Number	0000082237
Date	Dec 15, 2021
Instrument	2021082237

Lender

Name	EXTRACO BANKS NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.25%
Index	1-Year CMT
Margin	2
Max Rate	8.25%

June 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jun 26, 2018
Property Address	414 WYNDCREST DR, TEMPLE, TX 76502-1986
Document Number	0000026461
Map Reference	DOC2017-1
Instrument Date	Jun 22, 2018
Instrument	2018-00026461
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	CENTRALAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7353 W ADAMS AVE, 7353, TEMPLE, TX 76502-5539

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 WYNDEREST, TEMPLE, TX 76502-1986

Mortgage

Document Number	0000026462
Date	Jun 26, 2018
Instrument	2018-00026462

Lender

Name	EXTRACO BANKS NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.7%
Type Change Date	Jul 1, 2025
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	8.7%
Index	1-Year CMT
Max Rate	8.7%

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Academy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,173.00 (-4.63%)	$306,652 (-4.21%) Land $40,000 Building $266,652	$306,652 (-4.21%) Land $40,000 Building $266,652
2023	$5,424.00 (-8.02%) Homeowner's exemption	$320,131 Land $40,000 Building $280,131	$320,131 Land $40,000 Building $280,131
2022	$5,897.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Altitude ISP, AT&T, SOS Communications.

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