Monroe County property record for 425 Washington Dr, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,044 sqft · built 1983 |
| Lot Size | 0.27 acres (11,735 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,571 (2024) |
| Deeds & Mortgages | Oct 2022 Mortgage Mar 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-19-349-002-000 |
| Primary APN | 08-19-349-002-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,044 sqft Living Area |
| 1st Floor Area | 1,044 sqft |
| Basement Area | 1,044 sqft |
| Unfinished Basement | 1,044 sqft |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Construction Type | Frame |
| Lot Area | 11,735 sqft (0.27 acres) |
| Lot Dimensions | 132 ft deep x 65 ft wide |
| Garage Type | Mixed |
| Garage Area | 576 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 96 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 80 sqft |
| Patio Area | 216 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 425 WASHINGTON DR |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1508 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 1 & PART LOT 2 EAST RIDGE SUBD |
| Legal Range | 09W |
| Legal Township | 02S |
| Legal Section | 19 |
| Legal Subdivision | EAST RIDGE |
| Legal Lot Number | 1 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 26 |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 600401 |
Source: Monroe County records · APN 08-19-349-002-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 425 WASHINGTON DR, WATERLOO, IL 62298-1508 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 06, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 01, 2018 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 425 WASHINGTON DR, WATERLOO, IL 62298-1508 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000426410 |
|---|---|
| Date | Oct 06, 2022 |
| Instrument | 426410 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 425 WASHINGTON DR, WATERLOO, IL 62298-1508 |
| Document Number | 0000395160 |
| Instrument Date | Mar 01, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 425 WASHINGTON DR WATERLOO IL 622981508, WATERLOO, IL 62298-1508 |
| Document Number | 0000395160 |
|---|---|
| Date | Apr 04, 2018 |
| Instrument | 395160 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 03, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.37% |
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $68,980 (+18.62%) Land $16,540 Building $52,440 | $206,940 (+18.62%) Land $49,620 Building $157,320 | |
| 2024 | $3,571.00 | ||
| 2022 | Additional exemption filed | $58,150 Land $15,240 Building $42,910 | $174,450 Land $45,720 Building $128,730 |
Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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