416 Washington Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 416 Washington Dr, Waterloo, IL 62298 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,120 sqft · built 1964
Lot Size	0.23 acres (10,136 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,526 (2024)
Deeds & Mortgages	Aug 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`08-19-350-005-000`

Property Details

APN / Parcel Number

Primary APN	`08-19-350-005-000`
Alternative APN	`08191710200800 00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft
Basement Area	1,120 sqft
Unfinished Basement	1,120 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Construction Type	Frame
Lot Area	10,136 sqft (0.23 acres)
Lot Dimensions	132 ft deep x 80 ft wide
Garage Area	336 sqft
Driveway	Concrete Driveway
Driveway Area	370 sqft
Patio Area	410 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	416 WASHINGTON DR
City	WATERLOO
State	IL
Zip	62298-1509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 18 EAST RIDGE SUBD
Legal Range	09W
Legal Township	02S
Legal Section	19
Legal Subdivision	EAST RIDGE
Legal Lot Number	18
Jurisdiction	MONROE IL
Township / Civil Division	26
Census Block Group	1
Census Block	1013
Census Tract	600401

Owner

Source: Monroe County records · APN 08-19-350-005-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	416 WASHINGTON DR, WATERLOO, IL 62298-1509
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONROE IL
Property Address	416 WASHINGTON DR, WATERLOO, IL 62298-1509
Document Number	0000393757
Instrument Date	Aug 08, 2017
Transaction Type	Mortgage
Record Updated	Jan 15, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	416 WASHINGTON DR WATERLOO IL 622981509, WATERLOO, IL 62298-1509

Mortgage

Document Number	0000393757
Date	Jan 04, 2018
Instrument	393757

Lender

Name	FLAGSTAR BK
Type	Bank
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	468 Months
Due	Jan 03, 2057

Interest

Rate	4.25%

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$68,100 (+30.71%) Land $16,550 Building $51,550	$204,300 (+30.71%) Land $49,650 Building $154,650
2024	$3,526.00
2022	Additional exemption filed	$52,100 Land $15,250 Building $36,850	$156,300 Land $45,750 Building $110,550

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 269 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
HTC Holding	DSL	100 / 20

May also be available at this address: Wisper ISP, HTC Holding, Spectrum, Delta Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.