425 W Lafayette Rd, Inlet Beach, FL 32461 Property Records

Walton County property record for 425 W Lafayette Rd, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,624 sqft · built 2023
Lot Size	0.183 acres (7,971 sqft)
Owner	2 Individual Names on File
Last Sale	$1,099,000 (May 2023)
Tax Bill	$8,143 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Feb 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`24-3S-18-16121-000-3690`

Property Details

APN / Parcel Number

Primary APN	`24-3S-18-16121-000-3690`
Alternative APN	`24-318-16121-000-3690`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,624 sqft Living Area
Gross Area	3,717 sqft
1st Floor Area	2,624 sqft
Flooring	Tile

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	7,971 sqft (0.183 acres)
Lot Dimensions	133 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	768 sqft
Porch	Finished Screened Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	425 W LAFAYETTE RD
City	INLET BEACH
State	FL
Zip	32461-8645
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 369 WATERSOUND ORIGINS- NATUREWALK PHASE 2 PB 23-1 OR 3241-1066 OR 3280-2130 OR 3290-4747
Legal Range	018
Legal Township	03S
Legal Section	24
Legal Subdivision	WATERSOUND ORIGINSNATUREWALK PHASE 2
Legal Phase	2
Legal Block	36
Legal Lot Number	369
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2019
Census Tract	950610

Owner

425 W Lafayette Rd is owned by two individuals who bought it in May 2023.

Source: Walton County records, as of June 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6804 CHATTERTON DR, COLLEGE GROVE, TN 37046-1489
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 30, 2023	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
Feb 14, 2023	Special Warranty Deed, Transfer TITLE COMPANY LLC, KTITLE COMPANY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2023 · Amount on File
Deed Sale	May 30, 2023 · Amount on File
Prior Sale	Feb 14, 2023 · Amount on File
Deed Document Number	202318925
Deed Book / Page	3290 / 4747
Record Updated	Sep 20, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	May 30, 2023
Property Address	425 W LAFAYETTE RD, INLET BEACH, FL 32461-8645
Document Number	0032904747
Book / Page	3290 / 4747
Map Reference	MB 23 PG 1
Instrument Date	May 26, 2023
Instrument	20230018925
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	SCENIC TITLE, SCENIC TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,693.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1163 SADDLE SPRINGS DR, THOMPSONS STATION, TN 37179-5378

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6804 CHATTERTON DR, COLLEGE GROVE, TN 37046-1489

Mortgage

Document Number	0032904749
Date	May 30, 2023
Instrument	3290/4749

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

February 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Feb 14, 2023
Property Address	425 W LAFAYETTE RD, INLET BEACH, FL 32461-8645
Document Number	0032802130
Book / Page	3280 / 2130
Map Reference	MB 23 PG 1
Instrument Date	Feb 13, 2023
Instrument	20230004916
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	TITLE COMPANY LLC, KTITLE COMPANY LLC

Transaction

Amount	Amount on Record
Tax	$6,757.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 NE 1ST ST, DELRAY BEACH, FL 33444-3807

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1163 SADDIE SPRINGS DRIVE, THOMPSONS STATION, TN 37179-5378

Tax Assessment & Valuation

The 2025 property tax bill for 425 W Lafayette Rd was $8,143, up 1.5% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,143.00 (+1.46%)	$901,264 Land $150,000 Building $751,264	$901,264 Land $150,000 Building $751,264
2024	$8,026.00 (+613.42%)
2023	$1,125.00 (+82.63%)	$123,842 (-9.91%) Land $123,842	$123,842 (-9.91%) Land $123,842
2022	$616.00	$137,465 Land $137,465	$137,465 Land $137,465

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 425 W Lafayette Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 412 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	412 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 425 W Lafayette Rd is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 48% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
WOW Internet, Cable & Phone Fiber	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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