412 W Lafayette Rd, Inlet Beach, FL 32461 Property Records

Walton County property record for 412 W Lafayette Rd, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,736 sqft · built 2023
Lot Size	0.225 acres (9,801 sqft)
Owner	2 Individual Names on File
Last Sale	$1,403,900 (Apr 2023)
Tax Bill	$11,051 (2025)
Deeds & Mortgages	May 2026 Mortgage Apr 2023 Re-recorded Document + 1 more
Flood Zone	Zone A (high risk)
APN	`24-3S-18-16121-000-3600`

Property Details

APN / Parcel Number

Primary APN	`24-3S-18-16121-000-3600`
Alternative APN	`24-318-16121-000-3600`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,736 sqft Living Area
Gross Area	5,162 sqft
Flooring	Tile

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	9,801 sqft (0.225 acres)
Lot Dimensions	133 ft deep x 54 ft wide
Garage Type	Attached
Garage Area	814 sqft
Porch	Finished Screened Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	412 W LAFAYETTE RD
City	INLET BEACH
State	FL
Zip	32461-8645
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 360 WATERSOUND ORIGINS- NATUREWALK PHASE 2 PB 23-1 OR 3223-2621 OR 3281-2844 OR 3286-4865
Legal Range	018
Legal Township	03S
Legal Section	24
Legal Subdivision	WATERSOUND ORIGINS NATUREWALK PHASE 2
Legal Phase	2
Legal Block	36
Legal Lot Number	360
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2019
Census Tract	950610

Owner

412 W Lafayette Rd is owned by two individuals who bought it in April 2023.

Source: Walton County records, as of June 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	322 GLYNNWILDE DR NW, MARIETTA, GA 30064-1001
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA
Apr 19, 2023	Re-recorded Document TITLE COMPANY LLC, KTITLE COMPANY LLC
Feb 27, 2023	Special Warranty Deed, Transfer · Conventional Mortgage CTC MORTGAGE COMPANY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2023 · Amount on File
Deed Sale	Apr 19, 2023 · Amount on File
Prior Sale	Feb 27, 2023 · Amount on File
Deed Document Number	202313540
Deed Book / Page	3286 / 4865
Prior Transfer Date	Feb 21, 2023
Prior Transfer Doc	0032864865
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Recording Date	May 28, 2026
Property Address	412 W LAFAYETTE RD, INLET BEACH, FL 32461-8645
Document Number	0033993949
Book / Page	3399 / 3949
Instrument Date	May 22, 2026
Instrument	202621684
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MCNEESE TITLE LLC, MCNEESE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 GLYNNWILDE DR NW, MARIETTA, GA 30064-1001

Mortgage

Document Number	0000021684,
Date	May 28, 2026
Book Page	3399/3949
Instrument	202621684

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

April 2023: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	WALTON FL
Recording Date	Apr 19, 2023
Property Address	412 W LAFAYETTE RD, INLET BEACH, FL 32461-8645
Document Number	0032864865
Book / Page	3286 / 4865
Map Reference	MB 23 PG 1
Instrument Date	Feb 21, 2023
Instrument	20230013540
Record Updated	Feb 20, 2024
Title Company	TITLE COMPANY LLC, KTITLE COMPANY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 NE 1ST ST, DELRAY BEACH, FL 33444-3807

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 GLYNNWILDE DR NW, MARIETTA, GA 30064-1001

February 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Feb 27, 2023
Property Address	412 W LAFAYETTE RD, INLET BEACH, FL 32461-8645
Document Number	0032812844
Book / Page	3281 / 2844
Map Reference	MB 23 PG 1
Instrument Date	Feb 21, 2023
Instrument	20230006516
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	TITLE COMPANY LLC, KTITLE COMPANY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,827.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 NE 1ST ST, DELRAY BEACH, FL 33444-3807

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 GLYNNWILDE DR NW, MARIETTA, GA 30064-1001

Mortgage

Document Number	0032812846
Date	Feb 27, 2023
Instrument	3281/2846

Lender

Name	CTC MORTGAGE COMPANY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 412 W Lafayette Rd was $11,051, up 8.2% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,051.00 (+8.16%)	$1,223,121 Land $157,500 Building $1,065,621	$1,223,121 Land $157,500 Building $1,065,621
2024	$10,217.00 (+765.11%)
2023	$1,181.00 (-11.67%)	$130,034 (-9.91%) Land $130,034	$130,034 (-9.91%) Land $130,034
2022	$1,337.00	$144,338 Land $144,338	$144,338 Land $144,338

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 412 W Lafayette Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 412 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	412 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 412 W Lafayette Rd is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 48% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
WOW Internet, Cable & Phone Fiber	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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