Adair County property record for 425 SW 2nd St, Stuart, IA 50250
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,920 sqft · built 2019 |
| Lot Size | 1.43 acres (62,291 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $6,000 (Jul 2017) |
| Tax Bill | $6,022 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-05-203-019 |
| Primary APN | 04-05-203-019 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,920 sqft Living Area |
| 1st Floor Area | 1,920 sqft |
| Basement Area | 1,920 sqft |
| Unfinished Basement | 1,920 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Aluminum Siding |
| Construction Type | Metal Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 62,291 sqft (1.43 acres) |
| Lot Dimensions | 171 ft deep x 200 ft wide |
| Garage Type | Attached |
| Garage Area | 3,200 sqft |
| Parking Spaces | 11 Parking Spaces |
| Porch | Slab |
| Porch Area | 624 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 425 SW 2ND ST |
|---|---|
| City | STUART |
| State | IA |
| Zip | 50250-2174 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 1, 2 & 3, BLK 55, 2ND UNION ADD |
| Legal Subdivision | 2ND UNION ADD |
| Legal Block | 55 |
| Legal Lot Number | 1-3 |
| Jurisdiction | ADAIR IA |
| Township / Civil Division | LINCOLN |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 960100 |
Source: Adair County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 425 SW 2ND ST, STUART, IA 50250-2174 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY CHOICE CU |
| Mar 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY CHOICE CU |
| Jul 31, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2017 · Amount on Record |
| Deed Sale | Jul 31, 2017 · Amount on Record |
| Deed Document Number | 2017ES170302 |
| Deed Book / Page | 757 / 96 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAIR IA |
| Property Address | 425 SW 2ND ST, STUART, IA 50250-2174 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0020210872 |
|---|---|
| Date | Jun 2, 2021 |
| Instrument | 2021-0872 |
| Name | COMMUNITY CHOICE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 20, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAIR IA |
| Property Address | 425 SW 2ND ST, STUART, IA 50250-2174 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0020210421 |
|---|---|
| Date | Mar 25, 2021 |
| Instrument | 2021-0421 |
| Name | COMMUNITY CHOICE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 24, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ADAIR IA |
| Recording Date | Jul 31, 2017 |
| Property Address | 425 SW 2ND ST, STUART, IA 50250-2174 |
| Document Number | 0757/096 |
| Book / Page | 0757 / 096 |
| Instrument Date | Jul 26, 2017 |
| Instrument | ES17-0302 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $8.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 704 SW 3RD ST, STUART, IA 50250-2109 |
Source: Adair County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Adair County |
| Municipality | Stuart City |
| Unified School District | West Central Valley Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,022.00 (+4.99%) Homeowner's exemption | $403,110 (+36.2%) Land $37,560 Building $365,550 | $403,110 (+14.45%) Land $37,560 Building $365,550 |
| 2024 | $5,736.00 (+43.83%) | ||
| 2023 | $295,980 (+38.11%) Land $28,170 Building $267,810 | $352,230 (+30.19%) | |
| 2022 | $3,988.00 Homeowner's exemption | $214,300 Land $28,170 Building $186,130 | |
| 2021 | $270,550 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 4, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STUART WATER SUPPLY serves 1,814 people · EPA ID IA0180001 |
|---|---|
| Water Source | Purchased surface water from XENIA RWD (DES MOINES) |
| Last State Inspection | Jan 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, Coon Valley Co-op Telephone Association, Nextlink, Verizon.
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