404 SW 2nd St, Stuart, IA 50250 Property Records

Adair County property record for 404 SW 2nd St, Stuart, IA 50250

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 844 sqft · built 1960
Lot Size0.193 acres (8,400 sqft)
Owner2 Individual Names on Record
Last Sale$110,000 (Apr 2017)
Tax Bill$1,604 (2025)
Deeds & MortgagesMay 2022 Transfer
Apr 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN04-05-204-004

Property Details

APN / Parcel Number

Primary APN04-05-204-004

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area844 sqft Living Area
1st Floor Area844 sqft
Basement Area844 sqft
Unfinished Basement844 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,400 sqft (0.193 acres)
Lot Dimensions140 ft deep x 60 ft wide
Garage TypeDetached
Garage Area384 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address404 SW 2ND ST
CitySTUART
StateIA
Zip50250-2118
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN 60 FT OF E 1/2 OF BLK 54 2ND UNION
Legal SubdivisionSECOND UNION ADDITION
Legal Block54
JurisdictionADAIR IA
Township / Civil DivisionLINCOLN
Census Block Group1
Census Block1017
Census Tract960100

Owner

Source: Adair County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address404 SW 2ND ST, STUART, IA 50250-2118
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 18, 2022Intrafamily Transfer, Transfer
Apr 4, 2017Warranty Deed, Transfer · Conventional Mortgage
RACCOON VALLEY BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 4, 2017 · Amount on Record
Deed SaleApr 4, 2017 · Amount on Record
Prior SaleMay 20, 2015 · Amount on Record
Deed Document Number2017235
Deed Book / Page751 / 66
Prior Transfer DateJun 30, 2009
Prior Transfer Doc000623/276
Record UpdatedOct 29, 2026

May 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionADAIR IA
Recording DateMay 18, 2022
Property Address404 SW 2ND ST, STUART, IA 50250-2118
Document Number0020220779
Instrument DateMay 17, 2022
Instrument2022-0779
Transaction TypeTransfer
Record UpdatedMar 3, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address404 SW 2ND ST, STUART, IA 50250-2118

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address404 SW 2ND ST, STUART, IA 50250-2118

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionADAIR IA
Recording DateApr 4, 2017
Property Address404 SW 2ND ST, STUART, IA 50250-2118
Document Number000751/066
Book / Page0751 / 066
Instrument DateMar 27, 2017
Instrument2017-0235
Transaction TypeTransfer
Record UpdatedMar 3, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$175.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address404 SW 2ND ST, STUART, IA 50250-2118

Mortgage

Document Number000751/068
DateApr 4, 2017
Book Page0751/068
Instrument2017-0236
Lender
NameRACCOON VALLEY BANK
TypeBank
AddressPERRY, IA 50220
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 1, 2032

Tax Assessment & Valuation

Source: Adair County assessment roll, as of October 10, 2025

Property Jurisdictions

TypeName
StateIowa
CountyAdair County
MunicipalityStuart City
Unified School DistrictWest Central Valley Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,604.00 (+6.51%) Homeowner's exemption$130,020 (+14.36%) Land $12,240 Building $117,780$130,020 (+14.36%) Land $12,240 Building $117,780
2024$1,506.00 (-4.32%)
2023$113,690 (+26.41%) Land $9,180 Building $104,510$113,690 (+26.41%) Land $9,180 Building $104,510
2022$1,574.00 Homeowner's exemption$89,940 Land $9,180 Building $80,760
2021$89,940 Land $9,180 Building $80,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 4, 2017

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 82% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTUART WATER SUPPLY
serves 1,814 people · EPA ID IA0180001
Water SourcePurchased surface water from XENIA RWD (DES MOINES)
Last State InspectionJan 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

May also be available: CenturyLink, Coon Valley Co-op Telephone Association, Nextlink, Verizon.

Nearby Properties on SW 2nd St

Nearby Streets

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