425 Stone River Dr, Austin, TX 78737 Property Records

Hays County property record for 425 Stone River Dr, Austin, TX 78737

Property Summary

Property Type	Single Family Home
Details	3,222 sqft · built 2018
Owner	Individual Name on Record
Tax Bill	$17,737 (2024)
Deeds & Mortgages	Sep 2022 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R153697`

Property Details

APN / Parcel Number

Primary APN	`R153697`
Alternative APN	`11-3862-000A-04800-4`

Interior

Stories	1 Story
Building Area	3,222 sqft Living Area
Gross Area	3,690 sqft

Exterior

Year Built	Built 2018
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Garage Type	Mixed
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	425 STONE RIVER DR
City	AUSTIN
State	TX
Zip	78737-4845
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHPOINTE PHASE V SEC THREE, BLOCK A, LOT 48 TAX CODES:MHC5,RSP,SDS
Legal Subdivision	HIGHPOINTE PHASE V SEC THREE
Legal Phase	V
Legal Block	A
Legal Lot Number	48
Jurisdiction	HAYS TX
Township / Civil Division	DRIPPING SPRINGS-WIMBERLEY
Census Block Group	3
Census Block	3004
Census Tract	10816

Owner

Source: Hays County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	425 STONE RIVER DR, AUSTIN, TX 78737-4845
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2022	Deed of Trust, Mortgage · Unknown SECURITY SERVICE FCU
Jul 2, 2020	Deed of Trust, Mortgage S1L INC
May 4, 2018	Vendor's Lien, Transfer · Conventional Mortgage VELOCIO MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2018
Deed Sale	May 4, 2018
Deed Document Number	18015585
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYS TX
Property Address	425 STONE RIVER DR, AUSTIN, TX 78737-4845
Transaction Type	Mortgage
Record Updated	Feb 8, 2023
Title Company	NOT AVAILABLE, SSTC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046541
Date	Sep 30, 2022
Instrument	22046541

Lender

Name	SECURITY SERVICE FCU
Type	Credit Union
Address	SAN ANTONIO, TX 78249

Agreement

Type	Unknown
Amount	Amount Recorded
Term	481 Months
Due	Oct 1, 2062

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYS TX
Property Address	425 STONE RIVER DR, AUSTIN, TX 78737-4845
Document Number	0000028725
Instrument Date	Jul 2, 2020
Transaction Type	Mortgage
Record Updated	Aug 17, 2020
Title Company	REPUBLIC TITLE COMPANY, RTT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	425 STONE RIVER DR AUSTIN TX 787374845, AUSTIN, TX 78737-4845

Mortgage

Document Number	0000028725
Date	Jul 14, 2020
Instrument	28725

Lender

Name	S1L INC
Address	SAN DIEGO, CA 92108

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jul 13, 2040

May 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HAYS TX
Recording Date	May 4, 2018
Property Address	425 STONE RIVER DR, AUSTIN, TX 78737-4845
Document Number	0000015585
Map Reference	DOC17013971
Instrument Date	Apr 27, 2018
Instrument	18015585
Transaction Type	Transfer
Record Updated	Oct 5, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4201 W PARMER LN # 150, 4201, AUSTIN, TX 78727-4109

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 STONE RIVER DR, AUSTIN, TX 78737-4845

Mortgage

Document Number	0000015586
Date	May 4, 2018
Instrument	18015586

Lender

Name	VELOCIO MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Hays County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hays County
Unified School District	Dripping Springs Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$817,520 (-8.19%) Land $148,680 Building $668,840	$817,520 (-8.19%) Land $148,680 Building $668,840
2024	$17,737.00 (-6.75%)
2023		$890,420 Land $184,080 Building $706,340	$890,420 Land $184,080 Building $706,340
2022	$19,021.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2012–2019)
Most Recent Claim	May 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 77% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST TRAVIS COUNTY PUBLIC UTILITY AGENCY serves 35,664 people · EPA ID TX2270235
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Nov 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

May also be available: AT&T, Nextlink, Spry Air Fiber, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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