425 Seneca St, Oneida, NY 13421 Property Records

Madison County and Oneida City property record for 425 Seneca St, Oneida, NY 13421

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,652 sqft · built 1900
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$113,000 (Jul 2018)
Tax Bill	$4,896 (2026)
Deeds & Mortgages	Jul 2018 Sale & Mortgage
APN	`251201 38.32-1-33`

Property Details

APN / Parcel Number

Primary APN	`251201 38.32-1-33`
Alternative APNs	`120103803200010330000000` `INSIDE`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,652 sqft Living Area
1st Floor Area	892 sqft
2nd Floor Area	628 sqft
Upper Floors Area	132 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	108 ft deep x 62 ft wide
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	425 SENECA ST
City	ONEIDA
State	NY
Zip	13421-2025
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	1
Legal Lot Number	33.000
Jurisdiction	MADISON NY
Township / Civil Division	ONEIDA
Census Block Group	4
Census Block	4001
Census Tract	30102

Owner

425 Seneca St is owned and occupied by two individuals who bought it in July 2018.

Source: Madison County and Oneida City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	425 SENECA ST, ONEIDA, NY 13421-2025
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2018 · Amount on File
Deed Sale	Jul 19, 2018 · Amount on File
Prior Sale	Aug 28, 2013 · Amount on File
Deed Document Number	20183745
Prior Transfer Date	Sep 16, 2015
Prior Transfer Doc	2015007428
Record Updated	Oct 29, 2026

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON NY
Recording Date	Jul 19, 2018
Property Address	425 SENECA ST, ONEIDA, NY 13421-2025
Document Number	0000003745
Instrument Date	Jul 9, 2018
Instrument	3745
Transaction Type	Transfer
Record Updated	Sep 7, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$452.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 NORTH ST #2 ONEIDA NY 134211308, 2, ONEIDA, NY 13421-1308

Mortgage

Document Number	3746
Date	Jul 19, 2018
Instrument	3746

Lender

Name	PARAGON HM LNS
Type	Funding / Finance Company
Address	EAST SYRACUSE, NY 13057

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 18, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 425 Seneca St was $4,896, down 1.5% from the year before.

Source: Madison County and Oneida City assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Madison County
Municipality	Oneida City
Unified School District	Oneida City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,896.00 (-1.49%)
2025	$4,970.00	$99,900 Land $9,900 Building $90,000	$140,704 Land $13,944 Building $126,760
2023		$99,900 (-) Land $9,900 Building $90,000	$131,447 (+9.21%) Land $13,026 Building $118,421
2022	$2,488.00 Additional exemption filed	$99,900 Land $9,900 Building $90,000	$120,361 Land $11,928 Building $108,433

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 425 Seneca St; 6 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 425 Seneca St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONEIDA CITY serves 11,393 people · EPA ID NY2602381
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20