Madison County and Oneida City property record for 417 Seneca St, Oneida, NY 13421
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,834 sqft · built 1900 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $190,000 (Aug 2023) |
| Tax Bill | $5,323 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage Aug 2023 Sale + 1 more |
| APN | 251201 38.32-1-31 |
| Primary APN | 251201 38.32-1-31 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,834 sqft Living Area |
| 1st Floor Area | 944 sqft |
| 2nd Floor Area | 730 sqft |
| Upper Floors Area | 160 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 155 ft deep x 59 ft wide |
| Porch | Slab |
| Porch Area | 244 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 417 SENECA ST |
|---|---|
| City | ONEIDA |
| State | NY |
| Zip | 13421-2025 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Block | 1 |
| Legal Lot Number | 31.000 |
| Jurisdiction | MADISON NY |
| Township / Civil Division | ONEIDA |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 30102 |
417 Seneca St is owned and occupied by two individuals who bought it in August 2023.
Source: Madison County and Oneida City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 417 SENECA ST, ONEIDA, NY 13421-2025 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 26, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 4, 2023 | Warranty Deed, Transfer |
| May 26, 2020 | Warranty Deed, Transfer · Conventional with PMI AMERICU CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 4, 2023 · Amount on File |
| Deed Sale | Aug 4, 2023 · Amount on File |
| Prior Sale | May 26, 2020 · Amount on File |
| Deed Document Number | 20233511 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON NY |
| Recording Date | Jun 26, 2026 |
| Property Address | 417 SENECA ST, ONEIDA, NY 13421-2025 |
| Document Number | 0000002849 |
| Instrument Date | Jun 22, 2026 |
| Instrument | 20262849 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 417 SENECA ST, ONEIDA, NY 13421-2025 |
| Document Number | 0000002849, |
|---|---|
| Date | Jun 26, 2026 |
| Instrument | 20262849 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON NY |
| Recording Date | Aug 4, 2023 |
| Property Address | 417 SENECA ST, ONEIDA, NY 13421-2025 |
| Document Number | 0000000511 |
| Instrument Date | Jul 10, 2023 |
| Instrument | 2023-3511 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 433 W RAILROAD ST APT 203, 203, ONEIDA, NY 13421-1578 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON NY |
| Recording Date | May 26, 2020 |
| Property Address | 417 SENECA ST, ONEIDA, NY 13421-2025 |
| Document Number | 0000002397 |
| Instrument Date | May 18, 2020 |
| Instrument | 2397 |
| Transaction Type | Transfer |
| Record Updated | Jul 9, 2020 |
| Title Company | VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TITLE SVCS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $372.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1065 TRACKSIDE DR MARCY NY 134033238, MARCY, NY 13403-3238 |
| Document Number | 2398 |
|---|---|
| Date | May 26, 2020 |
| Instrument | 2398 |
| Name | AMERICU CU |
|---|---|
| Type | Credit Union |
| Address | ROME, NY 13440 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 25, 2050 |
The 2026 property tax bill for 417 Seneca St was $5,323, down 1.5% from the year before.
Source: Madison County and Oneida City assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Madison County |
| Municipality | Oneida City |
| Unified School District | Oneida City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,323.00 (-1.48%) | ||
| 2025 | $5,403.00 | $108,600 Land $11,700 Building $96,900 | $152,958 Land $16,479 Building $136,479 |
| 2023 | $99,600 (-) Land $11,700 Building $87,900 | $131,053 (+9.21%) Land $15,395 Building $115,658 | |
| 2022 | $2,481.00 Additional exemption filed | $99,600 Land $11,700 Building $87,900 | $120,000 Land $14,096 Building $105,904 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 417 Seneca St; 6 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 417 Seneca St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONEIDA CITY serves 11,393 people · EPA ID NY2602381 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures