Kane County property record for 425 School St, Geneva, IL 60134
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 960 sqft · built 1953 |
| Lot Size | 0.188 acres (8,176 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $119,000 (Dec 1994) |
| Tax Bill | $5,740 (2025) |
| Deeds & Mortgages | May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-02-178-003 |
| Primary APN | 12-02-178-003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| Gross Area | 1,920 sqft |
| 1st Floor Area | 960 sqft |
| Basement Area | 960 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Lot Area | 8,176 sqft (0.188 acres) |
| Parking Spaces | 1 Parking Space |
| Street Address | 425 SCHOOL ST |
|---|---|
| City | GENEVA |
| State | IL |
| Zip | 60134-1418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FOX RIVER 74 |
| Legal Subdivision | FOX RIVER WOODLANDS |
| Legal Block | 5 |
| Legal Lot Number | 74 |
| Jurisdiction | KANE IL |
| Township / Civil Division | GENEVA |
| Census Block Group | 5 |
| Census Block | 5008 |
| Census Tract | 852500 |
Source: Kane County assessment roll, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 780, WATERLOO, IA 50704-0780 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 2, 1994 · Amount on Record |
| Deed Sale | Dec 2, 1994 · Amount on Record |
| Deed Document Number | 199487707 |
| Deed Book / Page | 1014 / 385 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 425 SCHOOL ST, GENEVA, IL 60134-1418 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2021 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000040326 |
|---|---|
| Date | May 25, 2021 |
| Instrument | 2021K040326 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 5, 2031 |
| Rate | 2.84% |
|---|
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Community Unit School District 304 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,740.00 (-7.51%) Homeowner's exemption Senior Citizen's exemption | $95,482 (+8.5%) Land $38,529 Building $56,953 | $286,561 (+8.5%) Land $115,633 Building $170,927 |
| 2024 | $88,002 (+18.38%) Land $35,511 Building $52,491 | $264,112 (+18.43%) Land $106,576 Building $157,536 | |
| 2022 | $6,206.00 (+2.82%) | $74,337 (+3.86%) Land $29,997 Building $44,340 | $223,011 (+3.86%) Land $89,991 Building $133,020 |
| 2021 | $6,036.00 | $71,574 Land $28,882 Building $42,692 | $214,722 Land $86,646 Building $128,076 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2002–2015) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA serves 21,247 people · EPA ID IL0890350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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