139 School St, Geneva, IL 60134 Property Records

Kane County property record for 139 School St, Geneva, IL 60134

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,351 sqft · built 1898
Lot Size	0.317 acres (13,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (Jul 2021)
Tax Bill	$8,065 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-02-331-001`

Property Details

APN / Parcel Number

Primary APN	`12-02-331-001`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,351 sqft Living Area
Gross Area	2,094 sqft
Basement Area	743 sqft

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1898
Lot Area	13,800 sqft (0.317 acres)
View / Lot	Corner
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	139 SCHOOL ST
City	GENEVA
State	IL
Zip	60134-2331
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OUTB1 N92.5 W150 BAIRDS ADD
Legal Subdivision	HOWARD & BAIRDS ADD
Legal Block	5
Legal Lot Number	6
Jurisdiction	KANE IL
Township / Civil Division	GENEVA
Census Block Group	5
Census Block	5024
Census Tract	852500

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	139 SCHOOL ST, GENEVA, IL 60134-2331
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2021	Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS
Jan 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2021 · Amount on Record
Deed Sale	Jul 1, 2021 · Amount on Record
Prior Sale	Aug 12, 2013 · Amount on Record
Deed Document Number	202150704
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 1, 2021
Property Address	139 SCHOOL ST, GENEVA, IL 60134-2331
Document Number	0000050704
Instrument Date	Jun 18, 2021
Instrument	2021K050704
Transaction Type	Transfer
Record Updated	Jul 16, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	139 SCHOOL ST, 139, GENEVA, IL 60134-2331

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	139 SCHOOL ST, GENEVA, IL 60134-2331

Mortgage

Document Number	0000050705
Date	Jul 1, 2021
Instrument	2021K050705

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.25%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	139 SCHOOL ST, GENEVA, IL 60134-2331
Document Number	0000003390
Instrument Date	Jan 10, 2020
Transaction Type	Mortgage
Record Updated	Feb 5, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	139 SCHOOL ST GENEVA IL 601342331, GENEVA, IL 60134-2331

Mortgage

Document Number	0000003390
Date	Jan 17, 2020
Instrument	3390

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 16, 2040

Interest

Rate	4%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,065.00 (+10.81%) Homeowner's exemption	$119,674 (+8.5%) Land $43,345 Building $76,329	$359,166 (+8.5%) Land $130,087 Building $229,079
2024		$110,298 (+18.38%) Land $39,949 Building $70,349	$331,026 (+18.43%) Land $119,895 Building $211,131
2022	$7,278.00 (+3.1%) Homeowner's exemption	$93,172 (+3.86%) Land $33,746 Building $59,426	$279,516 (+3.86%) Land $101,238 Building $178,278
2021	$7,059.00 Homeowner's exemption	$89,709 Land $32,492 Building $57,217	$269,127 Land $97,476 Building $171,651

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2002–2015)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA serves 21,247 people · EPA ID IL0890350
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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