New Hanover County property record for 425 Sandman Dr, Kure Beach, NC 28449
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,304 sqft · built 1995 |
| Lot Size | 0.115 acres (5,009 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $940,000 (May 2026) |
| Tax Bill | $4,109 (2025) |
| Deeds & Mortgages | Mar 2023 Line of Credit May 2026 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R09209-003-026-000 |
| Primary APN | R09209-003-026-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,304 sqft Living Area |
| 1st Floor Area | 2,304 sqft |
| Basement Area | 2,304 sqft |
| Finished Basement | 2,304 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Cottage |
| Exterior Material | Wood |
| Foundation Type | Pile |
| Roof Material | Composition Shingle |
| Lot Area | 5,009 sqft (0.115 acres) |
| Terrain | Low |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 352 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 425 SANDMAN DR |
|---|---|
| City | KURE BEACH |
| State | NC |
| Zip | 28449-4849 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-1A |
| Legal Description | LOT 35 PH 2 KURE DUNES |
| Legal Subdivision | KURE DUNES REVISION |
| Legal Phase | 2 |
| Legal Block | 3 |
| Legal Lot Number | 35 |
| Jurisdiction | NEW HANOVER NC |
| Township / Civil Division | FEDERAL POINT |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 12203 |
425 Sandman Dr is owned and occupied by two individuals who bought it in May 2026.
Source: New Hanover County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 425 SANDMAN DR, KURE BEACH, NC 28449-4849 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 17, 2023 | Deed of Trust, Mortgage · Line of Credit CENTRAL TRUST BANK |
| May 1, 2026 | Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE |
| Jan 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CENTRAL TR BK |
| Aug 16, 2019 | Deed of Trust, Mortgage · Line of Credit CENTRAL TR BK |
| May 1, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CENTRAL TR BK |
| Feb 7, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 2026 · Amount on File |
| Deed Sale | May 1, 2026 · Amount on File |
| Prior Sale | Oct 14, 2011 · Amount on File |
| Deed Document Number | 202611778 |
| Deed Book / Page | 6846 / 278 |
| Prior Transfer Date | Jan 25, 2018 |
| Prior Transfer Doc | 00611901273 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 425 SANDMAN DR, KURE BEACH, NC 28449-4849 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00662800401 |
|---|---|
| Date | Mar 17, 2023 |
| Book Page | 6628/401 |
| Instrument | 2023006441 |
| Name | CENTRAL TRUST BANK |
|---|---|
| Type | Bank |
| Address | JEFFERSON CITY, MO 65101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 17, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Recording Date | May 1, 2026 |
| Property Address | 425 SANDMAN DR, KURE BEACH, NC 28449-4849 |
| Document Number | 00684600278 |
| Book / Page | 6846 / 278 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 202611778 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | GUARANTEE TITLE, GUARANTEED RATE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $189,880.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 425 SANDMAN DR, KURE BEACH, NC 28449-4849 |
| Document Number | 0000011779, |
|---|---|
| Date | May 1, 2026 |
| Instrument | 202611779 |
| Name | GUARANTEED RATE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 425 SANDMAN DR, KURE BEACH, NC 28449-4849 |
| Document Number | 0064042913 |
| Instrument Date | Jan 26, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2021 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 425 SANDMAN DR KURE BEACH NC 284494849, KURE BEACH, NC 28449-4849 |
| Document Number | 0064042913 |
|---|---|
| Date | Jan 26, 2021 |
| Book Page | 006404/002913 |
| Instrument | 3865 |
| Name | CENTRAL TR BK |
|---|---|
| Type | Bank |
| Address | COLORADO SPRINGS, CO 80918 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 25, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 425 SANDMAN DR, KURE BEACH, NC 28449-4849 |
| Document Number | 0062390744 |
| Instrument Date | Aug 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 425 SANDMAN DR KURE BEACH NC 284494849, KURE BEACH, NC 28449-4849 |
| Document Number | 0062390744 |
|---|---|
| Date | Aug 16, 2019 |
| Book Page | 006239/000744 |
| Instrument | 26051 |
| Name | CENTRAL TR BK |
|---|---|
| Type | Bank |
| Address | COLORADO SPRINGS, CO 80918 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 15, 2039 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 425 SANDMAN DR, KURE BEACH, NC 28449-4849 |
| Document Number | 0062120896 |
| Instrument Date | May 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 425 SANDMAN DR KURE BEACH NC 284494849, KURE BEACH, NC 28449-4849 |
| Document Number | 0062120896 |
|---|---|
| Date | May 2, 2019 |
| Book Page | 006212/000896 |
| Instrument | 12805 |
| Name | CENTRAL TR BK |
|---|---|
| Type | Bank |
| Address | COLORADO SPRINGS, CO 80918 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Recording Date | Feb 7, 2018 |
| Property Address | 425 SANDMAN DR, KURE BEACH, NC 28449-4849 |
| Document Number | 0061191273 |
| Book / Page | 006119 / 001273 |
| Instrument Date | Jan 25, 2018 |
| Instrument | 3716 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 476 BECKWITH AVE CLAYTON NC 275274259, CLAYTON, NC 27527-4259 |
The 2025 property tax bill for 425 Sandman Dr was $4,109, up 11.3% from the year before.
Source: New Hanover County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | New Hanover County |
| Municipality | Kure Beach Town |
| Unified School District | New Hanover County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $859,800 (-) Land $425,100 Building $434,700 | $859,800 (-) Land $425,100 Building $434,700 | |
| 2025 | $4,109.00 (+11.26%) | $859,800 Land $531,300 Building $328,500 | $859,800 Land $531,300 Building $328,500 |
| 2024 | $3,693.00 (+3.39%) | ||
| 2023 | $3,572.00 (-0.7%) | $499,100 Land $199,800 Building $299,300 | $499,100 Land $199,800 Building $299,300 |
| 2022 | $3,597.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 425 Sandman Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 196 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 212 units insured incl. 16 condo units |
| Nearby Flood Claims | 258 (1984–2024) |
| Claims Outside the SFHA | 225 of 258 |
| Most Recent Claim | Sep 2024 · Potential Tropical Cyclone Eight |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 425 Sandman Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KURE BEACH WATER SYSTEM serves 5,484 people · EPA ID NC0465025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2026 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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