425 Saddle Tree, Sewanee, TN 37375 Property Records

Marion County property record for 425 Saddle Tree, Sewanee, TN 37375

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,112 sqft · built 2022
Lot Size	2.19 acres (95,396 sqft)
Owner	2 Individual Names on File
Last Sale	$64,000 (Oct 2020)
Tax Bill	$1,633 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Sep 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`087-028.13`

Property Details

APN / Parcel Number

Primary APN	`087-028.13`
Alternative APNs	`0108708702813` `058087 02813`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,112 sqft Living Area
Gross Area	2,688 sqft
1st Floor Area	2,112 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	L-Shape
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Built-Up Asphalt
Lot Area	95,396 sqft (2.19 acres)
Terrain	Mountain
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Patio Area	800 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	425 SADDLE TREE
City	SEWANEE
State	TN
Zip	37375-6107
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEWANEE MONTEAGLE PROP PB 4 PG 550 LOT 11 HOUSE PRORATED AUG 1ST FOR 2022
Legal Subdivision	SEWANEE MONTEAGLE PROP
Legal Lot Number	11
Jurisdiction	MARION TN
Township / Civil Division	1
Census Block Group	2
Census Block	2041
Census Tract	50302

Owner

Source: Marion County records · APN 087-028.13

Assessment roll updated December 8, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	425 SADDLE TREE, SEWANEE, TN 37375-6107
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2024	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 16, 2021	Deed of Trust, Mortgage · Line of Credit FIRST VISION BANK OF TENNESSEE
Oct 28, 2020	Warranty Deed, Transfer SOVEREIGN TITLE AND ESCROW LLC, SOVEREIGN TITLE & ESCROW LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 28, 2020 · Amount on Record
Deed Sale	Oct 28, 2020 · Amount on Record
Prior Sale	May 21, 2008 · Amount on Record
Deed Document Number	20204591
Deed Book / Page	533 / 884
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION TN
Property Address	425 SADDLE TREE, SEWANEE, TN 37375-6107
Transaction Type	Mortgage
Record Updated	Apr 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 SADDLE TREE, SEWANEE, TN 37375-6107
Investor	Possibly a Property Investor

Mortgage

Document Number	0000589817
Date	Mar 28, 2024
Book Page	589/817
Instrument	24017474

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2054

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION TN
Property Address	425 SADDLE TREE, SEWANEE, TN 37375-6107
Transaction Type	Mortgage
Record Updated	Jan 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9582 VERA LN, CHATTANOOGA, TN 37421-4633

Mortgage

Document Number	0000549945
Date	Sep 16, 2021
Book Page	549/945
Instrument	21005078

Lender

Name	FIRST VISION BANK OF TENNESSEE
Type	Bank
Address	DECHERD, TN 37324

Agreement

Type	Line of Credit
Amount	Amount Recorded

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION TN
Recording Date	Oct 28, 2020
Property Address	425 SADDLE TREE, SEWANEE, TN 37375-6107
Document Number	553884
Book / Page	000553 / 000884
Instrument Date	Oct 22, 2020
Instrument	4591
Transaction Type	Transfer
Record Updated	Nov 09, 2020
Title Company	SOVEREIGN TITLE AND ESCROW LLC, SOVEREIGN TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Tax	$237.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9582 VERA LN CHATTANOOGA TN 374214633, CHATTANOOGA, TN 37421-4633

Tax Assessment & Valuation

Source: Marion County records · Assessment roll updated December 8, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,633.00 (+93.03%)	$92,750 (-) Land $16,200 Building $76,550	$371,000 (-) Land $64,800 Building $306,200
2023		$92,750 Land $16,200 Building $76,550
2022	$846.00
2021			$371,000 Land $64,800 Building $306,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 27, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Wildfire

Wildfire Risk	Moderate above 55% of the US · above 73% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
SVE Connect Fiber	1,000 / 1,000

Based on FCC filings for 9 locations within half a mile of this property.

Cell Coverage

4G LTE only, no 5G reported

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