195 Saddle Tree, Sewanee, TN 37375 Property Records

Marion County property record for 195 Saddle Tree, Sewanee, TN 37375

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,654 sqft · built 2019
Lot Size3.61 acres (157,252 sqft)
Owner2 Individual Names on Record
Last Sale$103,000 (Jul 2009)
Tax Bill$2,109 (2025)
Deeds & MortgagesMar 2018 Construction Loan
Flood ZoneZone X (minimal risk)
APN092-028.20

Property Details

APN / Parcel Number

Primary APN092-028.20
Alternative APNs
  • 0109209202820
  • 058092 02820

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures9 Plumbing Fixtures
Stories2 Stories
Building Area2,654 sqft Living Area
1st Floor Area1,742 sqft
Upper Floors Area912 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialStone
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area157,252 sqft (3.61 acres)
TerrainMountain

Exterior Amenities

PorchFinished/Open Porch
Porch Area805 sqft
Deck Area28 sqft
Patio Area28 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Street Address195 SADDLE TREE
CitySEWANEE
StateTN
Zip37375-6108
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEWANEE MONTEAGLE PROP PB 4 PG 550 LOT 4
Legal SubdivisionSEWANEE MONTEAGLE PROP
Legal Lot Number4
JurisdictionMARION TN
Township / Civil Division1
Census Block Group2
Census Block2041
Census Tract50302

Owner

Source: Marion County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address195 SADDLE TREE, SEWANEE, TN 37375-6108
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 31, 2009 · Amount on Record
Deed SaleJul 31, 2009 · Amount on Record
Prior SaleAug 18, 1999 · Amount on Record
Deed Book / Page413 / 1327
Transfer Doc479738
Record UpdatedJun 8, 2026

March 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionMARION TN
Recording DateMar 28, 2018
Property Address195 SADDLE TREE, SEWANEE, TN 37375-6108
Book / Page000500 / 001305
Instrument DateMar 27, 2018
Instrument1147
Transaction TypeConstruction Loan
Record UpdatedApr 5, 2018
Title CompanyFIRST CHOICE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
AddressSADDL ETREE LN SEWANEE TN 37375, SEWANEE, TN 37375

Mortgage

Document Number5001305
DateMar 28, 2018
Book Page000500/001305
Instrument1147
Lender
NameREGIONS MTG
TypeMortgage Company
AddressBIRMINGHAM, AL 35244
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueMar 27, 2048

Tax Assessment & Valuation

Source: Marion County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyMarion County
Unified School DistrictMarion County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,109.00$119,800 (-) Land $22,875 Building $96,925$479,200 (-) Land $91,500 Building $387,700
2024$2,109.00
2023$119,800 Land $22,875 Building $96,925
2022$2,109.00
2021$479,200 Land $91,500 Building $387,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · above 73% of Tennessee
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSEWANEE UTILITY DISTRICT
serves 5,970 people · EPA ID TN0000623
Water SourceSurface water
Last State InspectionOct 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
SVEConnect
Fiber
1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Saddle Tree

Nearby Streets

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