425 S Naperville Rd, Wheaton, IL 60187 Property Records

DuPage County property record for 425 S Naperville Rd, Wheaton, IL 60187 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,784 sqft · built 1906
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$690,000 (Apr 2026)
Tax Bill	$10,207 (2025)
Deeds & Mortgages	May 2026 Mortgage Apr 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-16-331-015`

Property Details

APN / Parcel Number

Primary APN	`05-16-331-015`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,784 sqft Living Area
Gross Area	2,676 sqft
Basement Area	892 sqft

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1906
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	11.2 ft deep x 9.9 ft wide
View / Lot	Corner
Garage Type	Detached
Garage Area	735 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	582 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	425 S NAPERVILLE RD
City	WHEATON
State	IL
Zip	60187-5503
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTY CLERKS ASSMT DIV OF UNSUB LANDS S OF RR /EX E 130.7 FT/
Legal Subdivision	COUNTY CLERKS ASSMT DIV
Legal Lot Number	22
Jurisdiction	DU PAGE IL
Township / Civil Division	MILTON
Census Block Group	1
Census Block	1023
Census Tract	842400

Owner

Source: DuPage County records · APN 05-16-331-015

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	195 N ADDISON AVE, 502, ELMHURST, IL 60126-2791
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY BANK
Apr 22, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Nov 07, 2025	Intrafamily Transfer, Transfer · Loan Assumption ROUNDPOINT MORTGAGE SERVICING CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 22, 2026 · Amount on Record
Deed Sale	Apr 22, 2026 · Amount on Record
Prior Sale	Oct 08, 2003 · Amount on Record
Deed Document Number	202626278
Prior Transfer Date	Jul 11, 2025
Prior Transfer Doc	0000071798
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Recording Date	May 27, 2026
Property Address	425 S NAPERVILLE RD, WHEATON, IL 60187-5503
Document Number	0000035044
Instrument Date	May 15, 2026
Instrument	202635044
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	BURNETT TITLE, BURNET TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Investor	Possibly a Property Investor

Mortgage

Document Number	0000035044,
Date	May 27, 2026
Instrument	202635044

Lender

Name	MORGAN STANLEY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Apr 22, 2026
Property Address	425 S NAPERVILLE RD, WHEATON, IL 60187-5503
Document Number	0000026278
Instrument Date	Mar 05, 2026
Instrument	202626278
Transaction Type	Transfer
Record Updated	Jul 06, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$104,535.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	195 N ADDISON AVE, 502, ELMHURST, IL 60126-2791
Investor	Possibly a Property Investor

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DU PAGE IL
Recording Date	Nov 07, 2025
Property Address	425 S NAPERVILLE RD, WHEATON, IL 60187-5503
Document Number	0000071798
Map Reference	DOC 43590
Instrument Date	Jul 11, 2025
Instrument	R2025-071798
Transaction Type	Transfer
Record Updated	Dec 01, 2025
Title Company	MORTGAGE CONNECT LP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	425 S NAPERVILLE RD, WHEATON, IL 60187-5503

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 S NAPERVILLE RD, WHEATON, IL 60187-5503

Mortgage

Document Number	0000071799
Date	Nov 07, 2025
Instrument	R2025-071799

Lender

Name	ROUNDPOINT MORTGAGE SERVICING CORP
Type	Mortgage Company

Agreement

Type	Loan Assumption
Amount	Amount Recorded
Term	112 Months
Due	Mar 01, 2035

Tax Assessment & Valuation

Source: DuPage County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Milton Township
Municipality	Wheaton City
Unified School District	Community Unit School District 200 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,207.00 (+2.34%) Homeowner's exemption	$176,523 (+8.46%) Land $40,216 Building $136,307	$529,569 (+8.46%) Land $120,648 Building $408,921
2024	$9,974.00 (+6.23%) Homeowner's exemption	$162,754 (+14.96%) Land $37,079 Building $125,675	$488,262 (+14.96%) Land $111,237 Building $377,025
2022	$9,389.00 Homeowner's exemption	$141,580 Land $32,260 Building $109,320	$424,740 Land $96,780 Building $327,960

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DuPage County (17043C), updated September 1, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170438424001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2010–2020)
Claims Outside the SFHA	3 of 4
Most Recent Claim	May 2020, other causes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 396 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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