413 S Naperville Rd, Wheaton, IL 60187 Property Records

DuPage County property record for 413 S Naperville Rd, Wheaton, IL 60187

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,050 sqft · built 1885
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on File
Last Sale$202,000 (Sep 2021)
Tax Bill$6,494 (2025)
Deeds & MortgagesAug 2018 Line of Credit
Sep 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05-16-331-017

Property Details

APN / Parcel Number

Primary APN05-16-331-017

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,050 sqft Living Area
Gross Area1,600 sqft
Basement Area550 sqft

Exterior

Year BuiltBuilt 1885
Effective Year BuiltEffective 1885
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions16.6 ft deep x 4.5 ft wide
Garage TypeDetached
Garage Area264 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area60 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address413 S NAPERVILLE RD
CityWHEATON
StateIL
Zip60187-5503
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionCO CLKS ASSMT DIVN OF UNSUB LANDS IN S 1/2 & S 1/2 N 1/2 16-39-10 /EX E 82.5 FT/ N 45 FT
Legal SubdivisionCO CLKS ASSMT
Legal Lot Number21
JurisdictionDU PAGE IL
Township / Civil DivisionMILTON
Census Block Group1
Census Block1023
Census Tract842400

Owner

Source: DuPage County records · APN 05-16-331-017

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address12331 WATERSTONE LN, 706, PERRYSBURG, OH 43551-3045
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2018Deed of Trust, Mortgage · Line of Credit
MORTON COMMUNITY BANK
Sep 08, 2021Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 08, 2021 · Amount on Record
Deed SaleSep 08, 2021 · Amount on Record
Prior SaleOct 23, 2012 · Amount on Record
Deed Document Number2021134379
Record UpdatedSep 20, 2026

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address413 S NAPERVILLE RD, WHEATON, IL 60187-5503
Transaction TypeMortgage
Record UpdatedDec 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000074949
DateAug 10, 2018
InstrumentR2018-074949
Lender
NameMORTON COMMUNITY BANK
TypeBank
AddressMORTON, IL 61550
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueAug 01, 2028
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDU PAGE IL
Recording DateSep 08, 2021
Property Address413 S NAPERVILLE RD, WHEATON, IL 60187-5503
Document Number0000134379
Map ReferenceDOC 43590
Instrument DateAug 26, 2021
InstrumentR2021-134379
Transaction TypeTransfer
Record UpdatedAug 02, 2023
Title CompanyPRECISION TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$202.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1231 NATUISTONE LANE #706 # 706, 706, PERRYSBURG, OH 43551

Mortgage

Document Number0000134381
DateSep 08, 2021
InstrumentR2021-134381
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2051
Interest
Rate TypeFixed Rate
Rate2.87%

Tax Assessment & Valuation

Source: DuPage County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionMilton Township
MunicipalityWheaton City
Unified School DistrictCommunity Unit School District 200 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,494.00 (+25.8%)$107,225 (+43.85%) Land $22,658 Building $84,567$321,675 (+43.85%) Land $67,974 Building $253,701
2022$5,162.00$74,540 Land $18,180 Building $56,360$223,620 Land $54,540 Building $169,080

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 1, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims4 (2010–2020)
Claims Outside the SFHA3 of 4
Most Recent ClaimMay 2020 · other causes

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 396 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWHEATON
serves 53,970 people
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionJun 2024
Lead2 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on S Naperville Rd

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