Monroe County property record for 425 S Library St, Waterloo, IL 62298
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 4 ba · 867 sqft · built 1908 |
| Lot Size | 0.11 acres (4,604 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $2,396 (2025) |
| Deeds & Mortgages | Feb 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-25-404-020-000 |
| Primary APN | 07-25-404-020-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 867 sqft Building Perimeter |
| 1st Floor Area | 702 sqft |
| Year Built | Built 1908 |
|---|---|
| Effective Year Built | Effective 1908 |
| Architectural Style | Duplex Single |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 4,604 sqft (0.11 acres) |
| Lot Dimensions | 100 ft deep x 45 ft wide |
| Garage Area | 1,430 sqft |
| Parking Spaces | 5 Parking Spaces |
| Deck Area | 164 sqft |
| Patio Area | 154 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 425 S LIBRARY ST |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-6601 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | WR3 |
| Legal Description | PART LOTS 1A & 2A ROSE & OMELVENEYS ADDN 0239200 |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 25 |
| Legal Subdivision | ROSE & OMELVENEYS ADD |
| Legal Lot Number | 1A,2A |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 18 |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 600501 |
Source: Monroe County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 30761 SEA SPRITE DR, WILMINGTON, IL 60481-7711 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Feb 27, 2024 |
| Property Address | 425 S LIBRARY ST, WATERLOO, IL 62298-6601 |
| Document Number | 0000432238 |
| Map Reference | MB A PG 25 |
| Instrument Date | Feb 26, 2024 |
| Instrument | 432238 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 30761 SEA SPRITE DR, WILMINGTON, IL 60481-7711 |
| Name | Verified Name |
|---|---|
| Address | 30761 SEA SPRITE DR, WILMINGTON, IL 60481-7711 |
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,396.00 (+7.98%) | $39,270 (+16.81%) Land $15,600 Building $23,670 | $117,810 (+16.81%) Land $46,800 Building $71,010 |
| 2024 | $2,219.00 | ||
| 2022 | $33,620 Land $14,670 Building $18,950 | $100,860 Land $44,010 Building $56,850 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO serves 10,190 people · EPA ID IL1330300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Harrisonville Telephone Company DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Wisper ISP.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures