Monroe County property record for 423 S Library St, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Commercial |
|---|---|
| Details | 2 bd · 2 ba · 930 sqft · built 1920 |
| Lot Size | 0.12 acres (5,090 sqft) |
| Owner | Company Name on File |
| Tax Bill | $1,835 (2024) |
| Deeds & Mortgages | Feb 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-25-404-011-000 |
| Primary APN | 07-25-404-011-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 930 sqft Living Area |
| 1st Floor Area | 930 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Construction Type | Frame |
| Lot Area | 5,090 sqft (0.12 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 423 S LIBRARY ST |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1468 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | LOTS 17B & 18C ROSE & OMELVENEYS ADDN 0239200 |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 25 |
| Legal Subdivision | ROSE & OMELVENEYS ADD |
| Legal Lot Number | 17B |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 18 |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 600501 |
Source: Monroe County records · APN 07-25-404-011-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 30761 SEA SPRITE DR, WILMINGTON, IL 60481-7711 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Feb 27, 2024 |
| Property Address | 423 S LIBRARY ST, WATERLOO, IL 62298-1468 |
| Document Number | 0000432238 |
| Map Reference | MB A PG 25 |
| Instrument Date | Feb 26, 2024 |
| Instrument | 432238 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 30761 SEA SPRITE DR, WILMINGTON, IL 60481-7711 |
| Name | Verified Name |
|---|---|
| Address | 30761 SEA SPRITE DR, WILMINGTON, IL 60481-7711 |
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $29,360 (-) Land $3,810 Building $25,550 | $88,080 (-) Land $11,430 Building $76,650 | |
| 2024 | $1,835.00 | ||
| 2022 | $29,360 Land $3,810 Building $25,550 | $88,080 Land $11,430 Building $76,650 |
Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 475 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| HTC Holding | DSL | 100 / 20 |
May also be available at this address: HTC Holding, Wisper ISP, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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