425 S Counts St, Troy, OH 45373 Property Records

Miami County property record for 425 S Counts St, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 960 sqft · built 1919
Lot Size	0.12 acres (5,227 sqft)
Owner	Company Name on Record
Last Sale	$75,000 (Dec 1999)
Tax Bill	$1,743 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jun 2025 Line of Credit
Flood Zone	Zone X (reduced by levee)
APN	`D08-024940`

Property Details

APN / Parcel Number

Primary APN	`D08-024940`
Alternative APNs	`050627.3-03-003-00` `D08SE025 01900`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	1,920 sqft
Basement Area	480 sqft
Unfinished Basement	480 sqft

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1919
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	120 ft deep x 42 ft wide
Garage Type	Mixed
Garage Area	384 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	126 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	425 S COUNTS ST
City	TROY
State	OH
Zip	45373-3628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 2440 42
Legal Subdivision	MARTIN AND YANTIS ADDITION
Legal Lot Number	2440
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	3
Census Block	3013
Census Tract	365200

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	425 S COUNTS ST, TROY, OH 45373-3628
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage WRIGHT-PATT CREDIT UNION INC
Jun 30, 2025	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 1999 · Amount on Record
Deed Sale	Dec 3, 1999 · Amount on Record
Prior Sale	Dec 17, 1991 · Amount on Record
Last Transfer Date	Nov 4, 2020
Transfer Doc	0000017279
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	425 S COUNTS ST, TROY, OH 45373-3628
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	HALLMARK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004707
Date	Mar 24, 2022
Instrument	2022OR-04707

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union
Address	DAYTON, OH 45431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2037

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	425 S COUNTS ST, TROY, OH 45373-3628
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 S COUNTS ST, TROY, OH 45373-3628

Mortgage

Document Number	0000007114
Date	Jun 30, 2025
Instrument	2025OR-07114

Lender

Name	US BANK NA
Type	Bank
Address	9380 EXCELSIOR BLVD, HOPKINS, MN 55343

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 19, 2055

Interest

Change Frequency	Monthly

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,743.00 (+12.96%)	$42,040 (+32.12%) Land $6,900 Building $35,140	$120,100 (+32.12%) Land $19,700 Building $100,400
2024	$1,543.00 (+49.37%)	$31,820 (-) Land $7,180 Building $24,640
2023	$1,033.00 (+12.04%) Homeowner's exemption	$31,820 (-) Land $7,180 Building $24,640	$90,900 (-) Land $20,500 Building $70,400
2022	$922.00 Homeowner's exemption	$31,820 Land $7,180 Building $24,640	$90,900 Land $20,500 Building $70,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIAMI CO-CAMP TROY PWS private · serves 3,813 people · EPA ID OH5502503
Water Source	Purchased groundwater from TROY CITY PWS
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

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