421 S Counts St, Troy, OH 45373 Property Records

Miami County property record for 421 S Counts St, Troy, OH 45373

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,088 sqft · built 1954
Lot Size0.12 acres (5,227 sqft)
OwnerCompany Name on File
Tax Bill$1,539 (2025)
Deeds & MortgagesOct 2023 Reverse Mortgage
Oct 2021 Transfer
Flood ZoneZone X (reduced by levee)
APND08-024950

Property Details

APN / Parcel Number

Primary APND08-024950
Alternative APNs
  • 050627.3-03-002-00
  • D08SE025 02000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,088 sqft Living Area
1st Floor Area2,176 sqft
Basement Area1,088 sqft
Unfinished Basement1,088 sqft

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area5,227 sqft (0.12 acres)
Lot Dimensions120 ft deep x 42 ft wide
Garage TypeDetached
Garage Area352 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area230 sqft
Canopy220 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerConnected

Location & Zoning

Street Address421 S COUNTS ST
CityTROY
StateOH
Zip45373-3628
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionIN LOT 2441 42
Legal SubdivisionMARTIN & YANTIS ADDITION
Legal Lot Number2441
JurisdictionMIAMI OH
Township / Civil DivisionCONCORD
Census Block Group3
Census Block3013
Census Tract365200

Owner

Source: Miami County records · APN D08-024950

Assessment roll updated March 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address421 S COUNTS ST, TROY, OH 45373-3628
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2023Deed of Trust, Mortgage · Reverse Mortgage
LONGBRIDGE FINANCIAL LLC
Oct 06, 2021Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 01, 1987
Deed SaleMar 01, 1987
Last Transfer DateAug 13, 2021
Transfer Doc0000017416
Record UpdatedSep 20, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIAMI OH
Property Address421 S COUNTS ST, TROY, OH 45373-3628
Transaction TypeMortgage
Record UpdatedJun 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address421 S COUNTS ST, TROY, OH 45373-3628

Mortgage

Document Number0000011659
DateOct 20, 2023
Instrument2023OR-11659
Lender
NameLONGBRIDGE FINANCIAL LLC
TypeReverse Mortgage Lender
AddressMAHWAH, NJ 07495
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term926 Months
DueDec 22, 2100
Interest
Rate TypeAdjustable Rate
Rate7.72%
AdjustableAdjustable Rate Rider
Type Change DateDec 01, 2023
Change FrequencyMonthly
Index1-Year T-Bill
Max Rate12.7%

October 2021: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionMIAMI OH
Recording DateOct 06, 2021
Property Address421 S COUNTS ST, TROY, OH 45373-3628
Document Number0000017416
Instrument DateAug 13, 2021
Instrument2021OR-17416
Transaction TypeTransfer
Record UpdatedJun 16, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address421 S COUNTS ST, TROY, OH 45373-3628

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated March 6, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateOhio
CountyMiami County
County SubdivisionConcord Township
MunicipalityTroy City
Unified School DistrictTroy City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,539.00 (-0.19%) Homeowner's exemption$56,040 (+38%) Land $6,900 Building $49,140$160,100 (+38.02%) Land $19,700 Building $140,400
2024$1,542.00 (+10.94%) Homeowner's exemption$40,610 (-) Land $7,180 Building $33,430
2023$1,390.00 (+13.01%) Homeowner's exemption$40,610 (-) Land $7,180 Building $33,430$116,000 (-) Land $20,500 Building $95,500
2022$1,230.00 Homeowner's exemption$40,610 Land $7,180 Building $33,430$116,000 Land $20,500 Building $95,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 10, 2023 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Metronet Holdings
Fiber
5,120 / 5,120
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Benton Ridge Telephone Company.

Based on FCC filings for 506 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemMIAMI CO-CAMP TROY PWS
private · serves 3,813 people
Water SourcePurchased groundwater from TROY CITY PWS
Last State InspectionJun 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on S Counts St

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