425 Prospect St, Franklin, MA 02038 Property Records

Norfolk County and Franklin Town City property record for 425 Prospect St, Franklin, MA 02038

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,198 sqft · built 1984
Lot Size1.05 acres (45,738 sqft)
Owner2 Individual Names on File
Last Sale$449,000 (Feb 2021)
Tax Bill$7,103 (2025)
Deeds & MortgagesFeb 2021 Sale & Mortgage
Dec 2018 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN44-001

Property Details

APN / Parcel Number

Primary APN44-001
Alternative APNs
  • FRAN M:292 L:005
  • M:044 L:001

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area2,198 sqft Living Area
Gross Area6,844 sqft
Basement Area1,970 sqft
Unfinished Basement1,970 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area45,738 sqft (1.05 acres)
Garage TypeAttached
Pool TypeIn-Ground Pool

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number44-001
Street Address425 PROSPECT ST
CityFRANKLIN
StateMA
Zip02038-3470
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number5
JurisdictionFRANKLIN MA
Township / Civil DivisionFRANKLIN TOWN
Census Block Group1
Census Block1027
Census Tract442105

Owner

425 Prospect St is owned by two individuals who bought it in February 2021.

Source: Norfolk County and Franklin Town City records, as of July 20, 2026

Owner of Record2 Individual Names on File
Mailing Address17 ROYAL CREST DR, 10, NASHUA, NH 03060-6750
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 9, 2021Quit Claim Deed, Transfer · Stand-Alone First Mortgage
DIGITAL FCU
Dec 12, 2018Quit Claim Deed, Transfer
Quitclaim
Aug 28, 2018Foreclosure

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 9, 2021 · Amount on File
Deed SaleFeb 9, 2021 · Amount on File
Prior SaleAug 28, 2018 · Amount on File
Deed Document Number202117177
Deed Book / Page38981 / 381
Prior Transfer DateDec 31, 2020
Prior Transfer Doc38981-381
Record UpdatedOct 29, 2026

February 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFRANKLIN MA
Recording DateFeb 9, 2021
Property Address425 PROSPECT ST, FRANKLIN, MA 02038-3470
Document Number38981-381
Book / Page38981 / 381
Instrument DateDec 31, 2020
Instrument17177
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address17 ROYAL CREST DR APT 10, 10, NASHUA, NH 03060-6750

Mortgage

Document Number17178
DateFeb 9, 2021
Instrument17178
Lender
NameDIGITAL FCU
TypeCredit Union
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

December 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFRANKLIN MA
Recording DateDec 12, 2018
Property Address425 PROSPECT ST, FRANKLIN, MA 02038-3470
Document Number36494-100
Book / Page036494 / 000100
Instrument DateDec 4, 2018
Instrument110316
Transaction TypeTransfer
Record UpdatedJan 2, 2019

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address3701 REGENT BLVD IRVING TX 750632312, IRVING, TX 75063-2312
InvestorPossibly a Property Investor

August 2018: Foreclosure

Document TypeForeclosure
JurisdictionFRANKLIN MA
Recording DateAug 28, 2018
Property Address425 PROSPECT ST, FRANKLIN, MA 02038-3470
Document Number36255-155
Book / Page036255 / 000155
Instrument DateJul 18, 2018
Instrument76644
Transaction TypeForeclosure
Record UpdatedJan 15, 2019

Transaction

AmountAmount on Record
Tax$327.90
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 650043 DALLAS TX 752650043, DALLAS, TX 75265-0043
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 425 Prospect St was $7,103, up 2.8% from the year before.

Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
MunicipalityFranklin Town City
Unified School DistrictFranklin School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,103.00 (+2.78%)$611,300 (+4.28%) Land $335,500 Building $275,800$790,210 (+1.46%)
2024$6,911.00 (+1.33%)$586,200 (+8.14%) Land $335,500 Building $250,700$778,810
2023$6,820.00$542,100 Land $291,400 Building $250,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 425 Prospect St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 425 Prospect St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
T-Mobile
Fixed Wireless
100 / 20

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