404 Prospect St, Franklin, MA 02038 Property Records

Norfolk County and Franklin Town City property record for 404 Prospect St, Franklin, MA 02038

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,497 sqft · built 1983
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Tax Bill	$8,290 (2025)
Flood Zone	Zone X (minimal risk)
APN	`44-003`

Property Details

APN / Parcel Number

Primary APN	`44-003`
Alternative APNs	`FRAN M:308 L:002` `M:044 L:003`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,497 sqft Living Area
Gross Area	4,797 sqft
Basement Area	1,629 sqft
Unfinished Basement	1,629 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	44-003
Street Address	404 PROSPECT ST
City	FRANKLIN
State	MA
Zip	02038-3436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	2
Jurisdiction	FRANKLIN MA
Township / Civil Division	FRANKLIN TOWN
Census Block Group	1
Census Block	1015
Census Tract	442105

Owner

404 Prospect St is owned and occupied by two individuals.

Source: Norfolk County and Franklin Town City records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	404 PROSPECT ST, FRANKLIN, MA 02038-3436
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 404 Prospect St was $8,290, up 3.5% from the year before.

Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
Municipality	Franklin Town City
Unified School District	Franklin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,290.00 (+3.52%)	$713,400 (+5.04%) Land $334,500 Building $378,900	$843,505 (+0.35%)
2024	$8,008.00 (+0.21%)	$679,200 (+6.93%) Land $334,500 Building $344,700	$840,560
2023	$7,991.00	$635,200 Land $290,500 Building $344,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 404 Prospect St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 Prospect St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000