St. Clair County property record for 425 Oak Ln, Yale, MI 48097
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,128 sqft · built 1998 |
| Lot Size | 0.804 acres (35,022 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,155 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-08-335-0011-000 |
| Primary APN | 74-08-335-0011-000 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 2,128 sqft Living Area |
| 1st Floor Area | 1,503 sqft |
| Basement Area | 1,383 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Lot Area | 35,022 sqft (0.804 acres) |
| Lot Dimensions | 184 ft deep x 60 ft wide |
| Garage Area | 1,064 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 425 OAK LN |
|---|---|
| City | YALE |
| State | MI |
| Zip | 48097-3366 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 11 CARRIAGE HILLS SUBDIVISION NO. 1 |
| Legal Subdivision | CARRIAGE HILLS |
| Legal Lot Number | 11 |
| Legal Unit | 11 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | YALE |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 655100 |
425 Oak Ln is owned and occupied by two individuals.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 425 OAK LN, YALE, MI 48097-3366 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 425 Oak Ln was $4,155 with a homeowner's exemption, up 4.1% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| Municipality | Yale City |
| Unified School District | Yale Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $179,100 (+4.13%) | $358,200 | |
| 2025 | $4,155.00 (+4.06%) Homeowner's exemption | $172,000 | |
| 2024 | $3,993.00 | $344,000 | |
| 2023 | $141,400 | ||
| 2022 | $3,678.00 | $282,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 425 Oak Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 425 Oak Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF YALE serves 1,900 people · EPA ID MI0007230 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Apr 2021 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| AVS Broadband Fixed Wireless | 100 / 20 |
May also be available: T-Mobile, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures