St. Clair County property record for 424 Oak Ln, Yale, MI 48097
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,008 sqft · built 1990 |
| Lot Size | 0.55 acres (23,958 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $260,000 (May 2022) |
| Tax Bill | $7,136 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-08-335-0012-000 |
| Primary APN | 74-08-335-0012-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,008 sqft Living Area |
| 1st Floor Area | 2,008 sqft |
| Basement Area | 1,818 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Lot Area | 23,958 sqft (0.55 acres) |
| Lot Dimensions | 194 ft deep x 57 ft wide |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 424 OAK LN |
|---|---|
| City | YALE |
| State | MI |
| Zip | 48097-3336 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 12 CARRIAGE HILLS SUBDIVISION NO. 1 |
| Legal Subdivision | CARRIAGE HILLS |
| Legal Lot Number | 12 |
| Legal Unit | 12 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | YALE |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 655100 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 424 OAK LN, YALE, MI 48097-3336 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 26, 2022 · Amount on Record |
| Deed Sale | May 26, 2022 · Amount on Record |
| Prior Sale | Apr 6, 2012 · Amount on Record |
| Deed Document Number | 202213052 |
| Deed Book / Page | 5525 / 804 |
| Prior Transfer Date | Mar 25, 2015 |
| Prior Transfer Doc | 004590/740 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | May 26, 2022 |
| Property Address | 424 OAK LN, YALE, MI 48097-3336 |
| Document Number | 0005525804 |
| Book / Page | 5525 / 804 |
| Map Reference | LB 95 PG 1-3 |
| Instrument Date | Apr 29, 2022 |
| Instrument | 2022013052 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2022 |
| Title Company | MARITIME TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,950.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 431 OAK LN, 431, YALE, MI 48097-3366 |
| Name | Verified Name |
|---|---|
| Address | 424 OAK LN, YALE, MI 48097-3336 |
| Document Number | 2022013053 |
|---|---|
| Date | May 26, 2022 |
| Instrument | 2022013053 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2052 |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| Municipality | Yale City |
| Unified School District | Yale Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $168,900 (+3.37%) | $337,800 (+3.37%) | |
| 2025 | $7,136.00 (+4.04%) Homeowner's exemption | $163,400 (+16.88%) | |
| 2024 | $6,859.00 (+87.3%) | $326,800 (+16.88%) | |
| 2023 | $139,800 | ||
| 2022 | $3,662.00 | $279,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF YALE serves 1,900 people · EPA ID MI0007230 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Apr 2021 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| AVS Broadband Fixed Wireless | 100 / 20 |
May also be available: T-Mobile, Verizon.
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