425 Oak Ave, Findlay, OH 45840 Property Records

Hancock County property record for 425 Oak Ave, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,247 sqft · built 1986
Lot Size	0.716 acres (31,202 sqft)
Owner	Company Name on File
Last Sale	$95,000 (Dec 2017)
Tax Bill	$1,961 (2025)
Deeds & Mortgages	Feb 2024 Sale Jul 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1011-182-02-002.000`

Property Details

APN / Parcel Number

Primary APN	`1011-182-02-002.000`
Alternative APN	`610000341700`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,247 sqft Living Area
1st Floor Area	986 sqft
Basement Area	464 sqft
Unfinished Basement	464 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	31,202 sqft (0.716 acres)
Lot Dimensions	200 ft deep x 156 ft wide
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	128 sqft
Patio Area	153 sqft

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	425 OAK AVE
City	FINDLAY
State	OH
Zip	45840-4750
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T1N R11 S18 N PT MID PT BET OAK & PROS & RY N1/2
Legal Range	11E
Legal Township	01N
Legal Section	18
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	1
Census Block	1017
Census Tract	600

Owner

Source: Hancock County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	425 OAK AVE, FINDLAY, OH 45840-4750
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2024	Warranty Deed, Transfer FLAG CITY TITLE AGENCY INC
Jul 21, 2023	Intrafamily Transfer, Transfer
Dec 19, 2017	Fiduciary Deed, Transfer · Conventional Mortgage MILLSTREAM AREA CU INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2017 · Amount on File
Deed Sale	Dec 19, 2017 · Amount on File
Prior Sale	Nov 30, 1993
Deed Document Number	201710630
Deed Book / Page	2530 / 1957
Last Transfer Date	Jul 18, 2023
Transfer Doc	02604/3659
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Feb 9, 2024
Property Address	425 OAK AVE, FINDLAY, OH 45840-4750
Document Number	02608/4079
Book / Page	2608 / 4079
Instrument Date	Feb 5, 2024
Instrument	202400000885
Transaction Type	Transfer
Record Updated	Feb 19, 2024
Title Company	FLAG CITY TITLE AGENCY INC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 OAK AVE, FINDLAY, OH 45840-4750

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HANCOCK OH
Recording Date	Jul 21, 2023
Property Address	425 OAK AVE, FINDLAY, OH 45840-4750
Document Number	02604/3659
Book / Page	2604 / 3659
Instrument Date	Jul 18, 2023
Instrument	202300004828
Transaction Type	Transfer
Record Updated	Aug 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 OAK AVE, FINDLAY, OH 45840-4750

December 2017: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	HANCOCK OH
Recording Date	Dec 19, 2017
Property Address	425 OAK AVE, FINDLAY, OH 45840-4750
Document Number	02530/1957
Book / Page	2530 / 1957
Instrument Date	Dec 15, 2017
Instrument	201700010630
Transaction Type	Transfer
Record Updated	Jun 27, 2022
Title Company	ASSURED TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 OAK AVE, FINDLAY, OH 45840-4750

Mortgage

Document Number	201700010631
Date	Dec 19, 2017
Instrument	201700010631

Lender

Name	MILLSTREAM AREA CU INC
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,961.00 (+19.94%)	$62,350 (+38.99%) Land $17,200 Building $45,150	$178,130 (+38.96%) Land $49,130 Building $129,000
2024	$1,635.00 (+2.44%)	$44,860 (-) Land $11,460 Building $33,400
2023	$1,596.00 (+0.38%) Homeowner's exemption	$44,860 (-) Land $11,460 Building $33,400
2022	$1,590.00 Homeowner's exemption	$44,860 Land $11,460 Building $33,400	$128,190 Land $32,750 Building $95,440

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100

May also be available: Amplex Wireless, MetaLINK Technologies.

Nearby Properties on Oak Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures