425 N Gilbert St, Ada, OH 45810 Property Records

Hardin County property record for 425 N Gilbert St, Ada, OH 45810

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,070 sqft · built 1913
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on File
Last Sale	$137,500 (Dec 2018)
Tax Bill	$2,031 (2025)
Deeds & Mortgages	Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-130096.0000`

Property Details

APN / Parcel Number

Primary APN	`25-130096.0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,070 sqft Living Area
1st Floor Area	900 sqft
Upper Floors Area	900 sqft
Basement Area	900 sqft
Finished Basement	420 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	425 N GILBERT ST
City	ADA
State	OH
Zip	45810-1009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IRWINS PT OL 3
Legal Subdivision	IRWINS
Jurisdiction	HARDIN OH
Township / Civil Division	LIBERTY
Census Block Group	4
Census Block	4007
Census Tract	402

Owner

425 N Gilbert St is owned and occupied by two individuals who bought it in December 2018.

Source: Hardin County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	425 N GILBERT ST, ADA, OH 45810-1009
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2018 · Amount on File
Deed Sale	Dec 7, 2018 · Amount on File
Prior Sale	Sep 18, 2006 · Amount on File
Deed Document Number	20183880
Deed Book / Page	551 / 4600
Prior Transfer Date	Sep 11, 2006
Prior Transfer Doc	00463/1625
Record Updated	Sep 20, 2026

December 2018: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HARDIN OH
Recording Date	Dec 7, 2018
Property Address	425 N GILBERT ST, ADA, OH 45810-1009
Document Number	00551/4600
Book / Page	551 / 4600
Instrument Date	Dec 7, 2018
Instrument	201800003880
Transaction Type	Transfer
Record Updated	Apr 1, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	425 N GILBERT ST, ADA, OH 45810-1009

Mortgage

Document Number	201800003881
Date	Dec 7, 2018
Instrument	201800003881

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 425 N Gilbert St was $2,031, down 0.9% from the year before.

Source: Hardin County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Ada Village
County	Hardin County
County Subdivision	Liberty Township
Unified School District	Ada Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,031.00 (-0.93%)	$51,830 (-) Land $2,280 Building $49,550
2024	$2,050.00 (+0.49%)	$51,830 (-) Land $2,280 Building $49,550
2023	$2,040.00 (+5.21%)	$51,830 (+20.9%) Land $2,280 Building $49,550	$148,080 Land $6,510 Building $141,570
2022	$1,939.00	$42,870 Land $2,210 Building $40,660
2020			$122,480 Land $6,310 Building $116,170

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 425 N Gilbert St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 9, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 425 N Gilbert St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADA VILLAGE serves 5,334 people · EPA ID OH3300012
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100

May also be available: MetaLINK Technologies, T-Mobile, Watch TV.

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