Charlotte County property record for 425 Monaco Dr, Punta Gorda, FL 33950
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,970 sqft · built 1988 |
| Lot Size | 0.248 acres (10,797 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $625,000 (Apr 2024) |
| Tax Bill | $7,098 (2025) |
| Deeds & Mortgages | Apr 2024 Sale Mar 2022 Transfer + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 412320308009 |
| Primary APN | 412320308009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,970 sqft Living Area |
| Gross Area | 2,896 sqft |
| 1st Floor Area | 1,970 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 10,797 sqft (0.248 acres) |
| Garage Type | Attached |
| Garage Area | 533 sqft |
| Driveway | Driveway |
| Driveway Area | 640 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 324 sqft |
|---|---|
| Porch | Raised Porch |
| Porch Area | 393 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 00952602123003 |
|---|---|
| Street Address | 425 MONACO DR |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33950-7807 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GS-3.5 |
| Legal Description | PUNTA GORDA ISLES SEC15 BLK290 LT3 973/880 1049/537 1681/1934 3942/1063 4417/185 4433/1787 4949/1345 UNREC DC-JWW 3398335 |
| Legal Range | 23E |
| Legal Township | 41S |
| Legal Section | 20 |
| Legal Subdivision | PUNTA GORDA ISLES |
| Legal Tract | PGI |
| Legal Block | 290 |
| Legal Lot Number | 3 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 10405 |
Source: Charlotte County records, as of September 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 425 MONACO DR, PUNTA GORDA, FL 33950-7807 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Apr 26, 2024 | Warranty Deed, Transfer HOMETOWN TITLE AND CLOSING SERVICES, HOMETOWN TTL & CLOSING SVCS |
| Mar 23, 2022 | Intrafamily Transfer, Transfer ACCOMMODATION |
| May 2, 2019 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Mar 19, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 26, 2024 · Amount on Record |
| Deed Sale | Apr 26, 2024 · Amount on Record |
| Prior Sale | May 2, 2019 · Amount on Record |
| Deed Document Number | 20243398335 |
| Prior Transfer Date | Jul 9, 2018 |
| Prior Transfer Doc | 0044170185 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Apr 26, 2024 |
| Property Address | 425 MONACO DR, PUNTA GORDA, FL 33950-7807 |
| Document Number | 0003398335 |
| Map Reference | MB 8 PG 20A-20Z5 |
| Instrument Date | Apr 26, 2024 |
| Instrument | 3398335 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2024 |
| Title Company | HOMETOWN TITLE AND CLOSING SERVICES, HOMETOWN TTL & CLOSING SVCS |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,375.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3116 S COPPERTREE DR, BLOOMINGTON, IN 47401-9699 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 425 MONACO DR, PUNTA GORDA, FL 33950-7807 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Mar 23, 2022 |
| Property Address | 425 MONACO DR, PUNTA GORDA, FL 33950-7807 |
| Document Number | 0049491345 |
| Book / Page | 4949 / 1345 |
| Map Reference | MB 8 PG 20A-20Z5 |
| Instrument Date | Mar 22, 2022 |
| Instrument | 3076389 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 425 MONACO DR, PUNTA GORDA, FL 33950-7807 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | May 2, 2019 |
| Property Address | 425 MONACO DR, PUNTA GORDA, FL 33950-7807 |
| Document Number | 0044331787 |
| Book / Page | 004433 / 001787 |
| Instrument Date | Apr 26, 2019 |
| Instrument | 2705993 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2019 |
| Title Company | BURNT STORE TITLE AND ESCROW LLC, BURNT STORE TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,344.30 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6121 E STATE ROAD 46 BLOOMINGTON IN 474019269, BLOOMINGTON, IN 47401-9269 |
| Document Number | 44331789 |
|---|---|
| Date | May 2, 2019 |
| Book Page | 004433/001789 |
| Instrument | 2705994 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Mar 19, 2019 |
| Property Address | 425 MONACO DR, PUNTA GORDA, FL 33950-7807 |
| Document Number | 0044170185 |
| Book / Page | 004417 / 000185 |
| Instrument Date | Jul 9, 2018 |
| Instrument | 2692760 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 425 MONACO DR PUNTA GORDA FL 339507807, PUNTA GORDA, FL 33950-7807 |
Source: Charlotte County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Municipality | Punta Gorda City |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,098.00 (-12.46%) | $427,152 (+31.41%) Land $97,750 Building $329,402 | $427,152 (-2.9%) Land $97,750 Building $329,402 |
| 2024 | $8,108.00 (+70.26%) | ||
| 2023 | $4,762.00 (+1%) Homeowner's exemption Widower's exemption | $325,052 (+3%) | $439,928 (+39.4%) Land $100,000 Building $339,928 |
| 2022 | $4,715.00 Homeowner's exemption | $315,584 Land $76,500 Building $239,084 | $315,584 Land $76,500 Building $239,084 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 823 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,051 units insured incl. 228 condo units |
| Nearby Flood Claims | 19 (2004–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| BridgeMAXX Suncoast Broadband Fixed Wireless | 100 / 20 |
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