Charlotte County property record for 417 Monaco Dr, Punta Gorda, FL 33950
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,055 sqft · built 1999 |
| Lot Size | 0.248 acres (10,800 sqft) |
| Owner | Trust Name on File |
| Last Sale | $385,000 (Mar 2019) |
| Tax Bill | $5,225 (2025) |
| Deeds & Mortgages | Nov 2020 Transfer Nov 2020 Mortgage + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 412320308010 |
| Primary APN | 412320308010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,055 sqft Living Area |
| Gross Area | 3,134 sqft |
| 1st Floor Area | 2,055 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Tile |
| Lot Area | 10,800 sqft (0.248 acres) |
| Garage Type | Attached |
| Garage Area | 590 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 330 sqft |
|---|---|
| Porch | Enclosed/Screened Porch |
| Porch Area | 489 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 00952602122004 |
|---|---|
| Street Address | 417 MONACO DR |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33950-7807 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GS-3.5 |
| Legal Description | PUNTA GORDA ISLES SEC15 BLK290 LT2 994/327 1088/1236 1485/1313 3173/821 3862/74 4313/1231 DC4388/947-FWC 4418/1821 4418/1836 4656/1684 4661/234 |
| Legal Range | 23E |
| Legal Township | 41S |
| Legal Section | 20 |
| Legal Subdivision | PUNTA GORDA ISLES |
| Legal Tract | PGI |
| Legal Block | 290 |
| Legal Lot Number | 2 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 10405 |
417 Monaco Dr is owner-occupied and held in a trust since November 2020.
Source: Charlotte County records, as of November 19, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 417 MONACO DR, PUNTA GORDA, FL 33950-7807 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Nov 12, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Nov 3, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Mar 25, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Mar 25, 2019 | Warranty Deed, Transfer · Conventional Mortgage VAN DYK MORTGAGE CORP |
| May 9, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 25, 2019 · Amount on File |
| Deed Sale | Mar 25, 2019 · Amount on File |
| Prior Sale | Apr 29, 2014 · Amount on File |
| Deed Document Number | 20192694167 |
| Deed Book / Page | 4418 / 1821 |
| Last Transfer Date | Nov 3, 2020 |
| Transfer Doc | 0046610234 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Nov 12, 2020 |
| Property Address | 417 MONACO DR, PUNTA GORDA, FL 33950-7807 |
| Document Number | 0046610234 |
| Book / Page | 004661 / 000234 |
| Instrument Date | Nov 3, 2020 |
| Instrument | 2872114 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 417 MONACO DR PUNTA GORDA FL 339507807, PUNTA GORDA, FL 33950-7807 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Nov 3, 2020 |
| Property Address | 417 MONACO DR, PUNTA GORDA, FL 33950-7807 |
| Document Number | 0046561684 |
| Book / Page | 4656 / 1684 |
| Map Reference | MB 8 PG 20-A-20Z5 |
| Instrument Date | Oct 27, 2020 |
| Instrument | 2869038 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2022 |
| Title Company | SUNCOAST ONE TTL & CLOSINGS |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 417 MONACO DR, PUNTA GORDA, FL 33950-7807 |
| Document Number | 0046561687 |
|---|---|
| Date | Nov 3, 2020 |
| Instrument | 4656/1687 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 7.75% |
| Index | LIBOR |
| Max Rate | 7.75% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Mar 25, 2019 |
| Property Address | 417 MONACO DR, PUNTA GORDA, FL 33950-7807 |
| Document Number | 0044181836 |
| Book / Page | 004418 / 001836 |
| Instrument Date | Mar 25, 2019 |
| Instrument | 2694171 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $2,695.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 417 MONACO DR PUNTA GORDA FL 339507807, PUNTA GORDA, FL 33950-7807 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Mar 25, 2019 |
| Property Address | 417 MONACO DR, PUNTA GORDA, FL 33950-7807 |
| Document Number | 0044181821 |
| Book / Page | 4418 / 1821 |
| Map Reference | MB 8 PG 20-A-20Z5 |
| Instrument Date | Mar 22, 2019 |
| Instrument | 2694167 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2022 |
| Title Company | SUNCOAST ONE TTL & CLOSING I |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,695.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7690 URBANDALE LN N, 7690, OSSEO, MN 55311-2259 |
| Name | Verified Name |
|---|---|
| Address | 417 MONACO DR, PUNTA GORDA, FL 33950-7807 |
| Document Number | 0002694170 |
|---|---|
| Date | Mar 25, 2019 |
| Instrument | 2694170 |
| Name | VAN DYK MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | May 9, 2018 |
| Property Address | 417 MONACO DR, PUNTA GORDA, FL 33950-7807 |
| Document Number | 0043131231 |
| Book / Page | 004313 / 001231 |
| Instrument Date | May 2, 2018 |
| Instrument | 2610983 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 417 MONACO DR PUNTA GORDA FL 339507807, PUNTA GORDA, FL 33950-7807 |
The 2025 property tax bill for 417 Monaco Dr was $5,225 with a homeowner's exemption, up 2.4% from the year before.
Source: Charlotte County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Municipality | Punta Gorda City |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,225.00 (+2.35%) Homeowner's exemption | $355,452 | $472,293 Land $97,750 Building $374,543 |
| 2024 | $5,105.00 (+1.63%) | ||
| 2023 | $5,023.00 (+2.78%) Homeowner's exemption | $335,373 (+3%) | $420,448 (+22.82%) Land $100,000 Building $320,448 |
| 2022 | $4,887.00 Homeowner's exemption | $325,605 | $342,336 Land $76,500 Building $265,836 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 417 Monaco Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 823 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,051 units insured incl. 228 condo units |
| Nearby Flood Claims | 19 (2004–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 417 Monaco Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| BridgeMAXX Suncoast Broadband Fixed Wireless | 100 / 20 |
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