425 Meadow Dr, Troy, IL 62294 Property Records

Madison County property record for 425 Meadow Dr, Troy, IL 62294

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,056 sqft · built 1985
Lot Size	0.245 acres (10,696 sqft)
Owner	Individual Name on File
Last Sale	$160,500 (Jan 2026)
Tax Bill	$2,610 (2025)
Deeds & Mortgages	Jan 2026 Sale Jul 2017 Mortgage + 1 more
APN	`09-2-22-04-13-301-067`

Property Details

APN / Parcel Number

Primary APN	`09-2-22-04-13-301-067`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1992
Architectural Style	Modular
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	10,696 sqft (0.245 acres)
Lot Dimensions	133 ft deep x 80 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	425 MEADOW DR
City	TROY
State	IL
Zip	62294-1014
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGH MEADOWS PLAT 2 LOT S-6 80X133.7
Legal Subdivision	HIGH MDWS 2
Legal Lot Number	S-6
Jurisdiction	MADISON IL
Township / Civil Division	JARVIS
Census Block Group	6
Census Block	6021
Census Tract	403531

Owner

425 Meadow Dr is owned by an individual who bought it in January 2026.

Source: Madison County records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	3336 OLYMPIC LN, CENTRALIA, IL 62801-8764
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2026	Warranty Deed, Transfer ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES
Jul 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST COLLINSVILLE BANK
Jan 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage FCB BANKS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2026 · Amount on File
Deed Sale	Jan 9, 2026 · Amount on File
Prior Sale	Jan 16, 2004 · Amount on File
Deed Document Number	2026797
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Jan 9, 2026
Property Address	425 MEADOW DR, TROY, IL 62294-1014
Document Number	0000000797
Map Reference	PB 46 PG 147
Instrument Date	Dec 30, 2025
Instrument	2026R00797
Transaction Type	Transfer
Record Updated	Jan 28, 2026
Title Company	ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES

Transaction

Amount	Amount on Record
Tax	$240.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3336 OLYMPIC LN, CENTRALIA, IL 62801-8764

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	425 MEADOW DR, TROY, IL 62294-1014
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025421
Date	Jul 31, 2017
Instrument	2017R25421

Lender

Name	FIRST COLLINSVILLE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jul 7, 2022

Interest

Rate Type	Fixed Rate

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	425 MEADOW DR, TROY, IL 62294-1014
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ABSTRACTS & TITLES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000842
Date	Jan 8, 2020
Instrument	2020R00842

Lender

Name	FCB BANKS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 425 Meadow Dr was $2,610, up 6.2% from the year before.

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Jarvis Township
Municipality	Troy City
Unified School District	Triad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,610.00 (+6.18%)	$37,730 (+7.22%) Land $12,210 Building $25,520	$113,190 (+7.22%) Land $36,630 Building $76,560
2024	$2,458.00	$35,190 Land $11,390 Building $23,800	$105,570 Land $34,170 Building $71,400
2022	$2,123.00	$28,420 Land $9,520 Building $18,900	$85,346 Land $28,589 Building $56,757

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 425 Meadow Dr; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 425 Meadow Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 16,962 people · EPA ID IL1191000
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	1.69 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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