425 Locust Ave, Amsterdam, NY 12010 Property Records

Montgomery County and Amsterdam City property record for 425 Locust Ave, Amsterdam, NY 12010

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,440 sqft · built 1915
Lot Size0.137 acres (6,000 sqft)
OwnerIndividual Name on Record
Last Sale$132,000 (Nov 2009)
Tax Bill$2,308 (2026)
Flood ZoneZone X (minimal risk)
APN270100 40.9-3-85

Property Details

APN / Parcel Number

Primary APN270100 40.9-3-85
Alternative APNs
  • 010004000900030850000000
  • 0210260

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,440 sqft Living Area
1st Floor Area768 sqft
2nd Floor Area672 sqft

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Architectural StyleTraditional
Exterior MaterialComposition/Composite
Lot Area6,000 sqft (0.137 acres)
Lot Dimensions120 ft deep x 50 ft wide
PorchSlab
Porch Area370 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0210260
Street Address425 LOCUST AVE
CityAMSTERDAM
StateNY
Zip12010-1923
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal DescriptionRES L 50 X 120
Legal Block3
Legal Lot Number85.000
JurisdictionMONTGOMERY NY
Township / Civil DivisionAMSTERDAM
Census Block Group1
Census Block1019
Census Tract70700

Owner

Source: Montgomery County and Amsterdam City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address425 LOCUST AVE, AMSTERDAM, NY 12010-1923
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 9, 2009 · Amount on Record
Deed SaleNov 9, 2009 · Amount on Record
Prior SaleDec 17, 1997 · Amount on Record
Deed Book / Page1789 / 309
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Montgomery County and Amsterdam City assessment roll, as of May 11, 2026

Property Jurisdictions

TypeName
StateNew York
MunicipalityAmsterdam City
CountyMontgomery County
Unified School DistrictAmsterdam City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,308.00 (+108.3%) Homeowner's exemption
2025$1,108.00 (+15.06%)$53,000 (-) Land $4,500 Building $48,500$155,882 (+26.47%) Land $13,235 Building $142,647
2023$53,000 Land $4,500 Building $48,500$123,256 Land $10,465 Building $112,791
2020$963.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAMSTERDAM (C)
serves 20,700 people · EPA ID NY2800136
Water SourceSurface water
Last State InspectionOct 2025
Lead14 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Apr 2022
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: T-Mobile, Verizon.

Nearby Properties on Locust Ave

Nearby Streets

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