421 Locust Ave, #423, Amsterdam, NY 12010 Property Records

Montgomery County and Amsterdam City property record for 421 Locust Ave, #423, Amsterdam, NY 12010

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 1,374 sqft · built 1880
Lot Size0.137 acres (6,000 sqft)
OwnerIndividual Name on File
Last Sale$76,300 (Jul 2007)
Tax Bill$1,858 (2026)
Flood ZoneZone X (minimal risk)
APN270100 40.9-3-84

Property Details

APN / Parcel Number

Primary APN270100 40.9-3-84
Alternative APNs
  • 010004000900030840000000
  • 0210250

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,374 sqft Total Area
1st Floor Area687 sqft
2nd Floor Area687 sqft

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area6,000 sqft (0.137 acres)
Lot Dimensions120 ft deep x 50 ft wide
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area570 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0210250
Street Address421 LOCUST AVE, 423
CityAMSTERDAM
StateNY
Zip12010-1923
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code02 - SINGL
Legal DescriptionRES 2 G L 50 X 120
Legal Block3
Legal Lot Number84.000
JurisdictionMONTGOMERY NY
Township / Civil DivisionAMSTERDAM
Census Block Group1
Census Block1019
Census Tract70700

Owner

421 Locust Ave, #423 is owned and occupied by an individual who bought it in July 2007.

Source: Montgomery County and Amsterdam City records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address423 LOCUST AVE, AMSTERDAM, NY 12010-1923
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 20, 2007 · Amount on File
Deed SaleJul 20, 2007 · Amount on File
Prior SaleJan 23, 1996 · Amount on File
Deed Book / Page1564 / 284
Prior Transfer DateJul 12, 2007
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 421 Locust Ave, #423 was $1,858 with a homeowner's exemption, up 102% from the year before.

Source: Montgomery County and Amsterdam City assessment roll, as of May 11, 2026

Property Jurisdictions

TypeName
StateNew York
MunicipalityAmsterdam City
CountyMontgomery County
Unified School DistrictAmsterdam City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,858.00 (+101.96%) Homeowner's exemption
2025$920.00$44,000 Land $4,500 Building $39,500$129,412 Land $13,235 Building $116,177
2023$44,000 Land $4,500 Building $39,500$102,326 Land $10,465 Building $91,861
2020$799.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 421 Locust Ave, #423 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 421 Locust Ave, #423 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAMSTERDAM (C)
serves 20,700 people · EPA ID NY2800136
Water SourceSurface water
Last State InspectionOct 2025
Lead14 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Apr 2022
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: T-Mobile, Verizon.

Nearby Properties on Locust Ave

Nearby Streets

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