425 Jake St, Richmond, KY 40475 Property Records

Madison County property record for 425 Jake St, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Lot Size	1.03 acres (44,867 sqft)
Owner	Individual Name on Record
Last Sale	$249,000 (Dec 2019)
Tax Bill	$1,885 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0093-034C-0090`

Property Details

APN / Parcel Number

Primary APN	`0093-034C-0090`
Alternative APNs	`125376` `88311` `54966`

Exterior

Lot Area	44,867 sqft (1.03 acres)

Location & Zoning

Account Number	54966
Street Address	425 JAKE ST
City	RICHMOND
State	KY
Zip	40475-8021
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROSE TRACE LOT 90 PH 4
Legal Subdivision	ROSE TRACE
Legal Phase	4
Legal Lot Number	90
Jurisdiction	MADISON KY
Township / Civil Division	WACO-BYBEE
Census Block Group	1
Census Block	1007
Census Tract	11001

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	425 JAKE ST, RICHMOND, KY 40475-8021
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Dec 12, 2019	Deed, Transfer · VA Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2019 · Amount on Record
Deed Sale	Dec 12, 2019 · Amount on Record
Prior Sale	Oct 4, 2006 · Amount on Record
Deed Document Number	2014003809
Deed Book / Page	D00782 / 215
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	425 JAKE ST, RICHMOND, KY 40475-8021
Transaction Type	Mortgage
Record Updated	Feb 17, 2023
Title Company	BETTERS TITLE & SETTLEMENT, BETTERS TITLE & SETTLEMTN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M2048/360
Date	Apr 30, 2021
Book Page	M2048/360
Instrument	2014035169

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2051

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Dec 12, 2019
Property Address	425 JAKE ST, RICHMOND, KY 40475-8021
Document Number	D00782/215
Book / Page	D00782 / 215
Map Reference	MB 22 PG 52
Instrument Date	Dec 6, 2019
Instrument	2014003809
Transaction Type	Transfer
Record Updated	Feb 17, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$249.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2041 TY LN # LN1, LN1, RICHMOND, KY 40475-1992

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	425 JAKE ST, RICHMOND, KY 40475-8021

Mortgage

Document Number	2014003810
Date	Dec 12, 2019
Instrument	2014003810

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,885.00 (-21.95%) Homeowner's exemption	$249,000 (-)	$249,000 (-)
2023	$2,415.00	$249,000	$249,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 67% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Nearby Properties on Jake St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures