413 Jake St, Richmond, KY 40475 Property Records

Madison County property record for 413 Jake St, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Lot Size	1 acres (43,560 sqft)
Owner	Company Name on Record
Last Sale	$62,666 (Feb 2018)
Tax Bill	$2,027 (2025)
Deeds & Mortgages	Jan 2019 Mortgage Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0093-034C-0092`

Property Details

APN / Parcel Number

Primary APN	`0093-034C-0092`
Alternative APNs	`127314` `90174` `56951`

Exterior

Lot Area	43,560 sqft (1 acres)

Location & Zoning

Account Number	56951
Street Address	413 JAKE ST
City	RICHMOND
State	KY
Zip	40475-8021
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROSE TRACE LOT 92 PH 4
Legal Subdivision	ROSE TRACE
Legal Phase	4
Legal Lot Number	92
Jurisdiction	MADISON KY
Township / Civil Division	WACO-BYBEE
Census Block Group	1
Census Block	1007
Census Tract	11001

Owner

Source: Madison County records, as of December 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	ANKLE RD, RICHMOND, KY 40475
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2019	Deed of Trust, Mortgage KENTUCKY BANK
Feb 26, 2018	Deed, Transfer · Commercial Mortgage KENTUCKY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2018 · Amount on Record
Deed Sale	Feb 26, 2018 · Amount on Record
Prior Sale	Jul 13, 2005 · Amount on Record
Deed Document Number	20182013972219
Deed Book / Page	756 / 238
Prior Transfer Date	Feb 23, 2018
Prior Transfer Doc	D00756/238
Record Updated	Jun 8, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	413 JAKE ST, RICHMOND, KY 40475-8021
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01842/470
Date	Jan 11, 2019
Book Page	M01842/470
Instrument	2013987020

Lender

Name	KENTUCKY BANK
Type	Bank
Address	PARIS, KY 40361

Agreement

Amount	Amount Recorded
Term	289 Months
Due	Feb 23, 2043

February 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Feb 26, 2018
Property Address	413 JAKE ST, RICHMOND, KY 40475-8021
Document Number	D00756/238
Book / Page	D00756 / 238
Map Reference	MB22 PG52
Instrument Date	Feb 23, 2018
Instrument	2013972219
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount Recorded
Tax	$189.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	764 E WHISPERING OAKS DR, 764, PALATINE, IL 60074-2352

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2434 BOX ANKLE RD, RICHMOND, KY 40475-8314

Mortgage

Document Number	2013972220
Date	Feb 26, 2018
Instrument	2013972220

Lender

Name	KENTUCKY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Feb 23, 2043

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,027.00 (-2.78%)	$215,000 (-)	$215,000 (-)
2023	$2,085.00	$215,000	$215,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 67% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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