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425 Griswold St, Elgin, IL 60123 Property Records

Kane County property record for 425 Griswold St, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 973 sqft · built 1913
Lot Size0.147 acres (6,402 sqft)
OwnerIndividual Name on File
Last Sale$142,500 (Mar 2018)
Tax Bill$4,286 (2025)
Deeds & MortgagesMar 2018 Sale & Mortgage
Sep 2017 Foreclosure
Flood ZoneZone X (minimal risk)
APN06-23-278-007

Property Details

APN / Parcel Number

Primary APN06-23-278-007

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area973 sqft Living Area
Gross Area1,946 sqft
1st Floor Area973 sqft
Basement Area973 sqft

Exterior

Year BuiltBuilt 1913
Effective Year BuiltEffective 1913
Construction TypeFrame
Lot Area6,402 sqft (0.147 acres)
Garage TypeDetached
Parking Spaces1 Parking Space

Location & Zoning

Street Address425 GRISWOLD ST
CityELGIN
StateIL
Zip60123-7625
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionYMCA ADDN LOT 7 BLOCK 1
Legal SubdivisionYMCA ADDN
Legal Block1
Legal Lot Number7
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3002
Census Tract851600

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address425 GRISWOLD ST, ELGIN, IL 60123-7625
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 5, 2018Special Warranty Deed, Transfer · Conventional Mortgage
BMO HARRIS BANK NA
Sep 14, 2017Deed in Lieu of Foreclosure, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 5, 2018 · Amount on File
Deed SaleMar 5, 2018 · Amount on File
Prior SaleSep 14, 2017
Deed Document Number201810136
Prior Transfer DateMar 10, 2006
Prior Transfer Doc0000040719
Record UpdatedOct 29, 2026

March 2018: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionKANE IL
Recording DateMar 5, 2018
Property Address425 GRISWOLD ST, ELGIN, IL 60123-7625
Document Number0000010136
Instrument DateDec 29, 2017
Instrument2018K010136
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyCHICAGO TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$142.50
Amount AccuracyRounded by County
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address425 GRISWOLD ST, ELGIN, IL 60123-7625

Mortgage

Document Number0000010137
DateMar 5, 2018
Instrument2018K010137
Lender
NameBMO HARRIS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2048
Interest
Rate4.12%

September 2017: Deed in Lieu of Foreclosure, Foreclosure

Document TypeDeed in Lieu of Foreclosure
JurisdictionKANE IL
Recording DateSep 14, 2017
Property Address425 GRISWOLD ST, ELGIN, IL 60123-7625
Document Number0000048192
Instrument DateSep 1, 2017
Instrument48192
Transaction TypeForeclosure
Record UpdatedOct 11, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCorporate Trust
Address500 DELAWARE AVE #11TH WILMINGTON DE 198997101, 11TH, WILMINGTON, DE 19899-7101
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,286.00 (+24.09%) Homeowner's exemption$64,190 (+8.57%) Land $15,540 Building $48,650$192,647 (+8.57%) Land $46,639 Building $146,008
2024$59,123 (+21.39%) Land $14,313 Building $44,810$177,440 (+21.44%) Land $42,956 Building $134,484
2022$3,454.00 (+5.05%) Homeowner's exemption$48,704 (+6.96%) Land $11,791 Building $36,913$146,112 (+6.96%) Land $35,373 Building $110,739
2021$3,288.00 Homeowner's exemption$45,535 Land $11,024 Building $34,511$136,605 Land $33,072 Building $103,533

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

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