Kane County property record for 423 Griswold St, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,440 sqft · built 1911 |
| Lot Size | 0.147 acres (6,402 sqft) |
| Owner | Individual Name on File |
| Last Sale | $190,000 (Dec 2020) |
| Tax Bill | $5,965 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage Dec 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-23-278-006 |
| Primary APN | 06-23-278-006 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,440 sqft Living Area |
| Gross Area | 2,160 sqft |
| Basement Area | 720 sqft |
| Year Built | Built 1911 |
|---|---|
| Effective Year Built | Effective 1911 |
| Construction Type | Frame |
| Lot Area | 6,402 sqft (0.147 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Street Address | 423 GRISWOLD ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-7683 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | YMCA ADDN LOT 6 BLOCK 1 |
| Legal Subdivision | YMCA ADDN |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 851600 |
423 Griswold St is owned and occupied by an individual who acquired it in November 2023.
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 423 GRISWOLD ST, ELGIN, IL 60123-7683 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Surviving Spouse |
| Date | Document |
|---|---|
| Dec 7, 2023 | Quit Claim Deed, Transfer · Conventional Mortgage GREENSTATE CU |
| Dec 8, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 8, 2020 · Amount on File |
| Deed Sale | Dec 8, 2020 · Amount on File |
| Prior Sale | Jul 28, 2016 · Amount on File |
| Deed Document Number | 202076235 |
| Last Transfer Date | Nov 3, 2023 |
| Transfer Doc | 0000042706 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Dec 7, 2023 |
| Property Address | 423 GRISWOLD ST, ELGIN, IL 60123-7683 |
| Document Number | 0000042706 |
| Instrument Date | Nov 3, 2023 |
| Instrument | 2023K042706 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2023 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 423 GRISWOLD ST, ELGIN, IL 60123-7683 |
| Document Number | 0000042707 |
|---|---|
| Date | Dec 7, 2023 |
| Instrument | 2023K042707 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 9.37% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Dec 8, 2020 |
| Property Address | 423 GRISWOLD ST, ELGIN, IL 60123-7683 |
| Document Number | 0000076235 |
| Instrument Date | Nov 23, 2020 |
| Instrument | 76235 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4318 N ARM TEG IL, IL |
The 2025 property tax bill for 423 Griswold St was $5,965.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,965.00 | $78,194 (+8.57%) Land $15,540 Building $62,654 | $234,676 (+8.57%) Land $46,639 Building $188,037 |
| 2024 | $72,021 Land $14,313 Building $57,708 | $216,149 Land $42,956 Building $173,193 | |
| 2022 | $5,144.00 (+3.96%) | $59,329 (+6.96%) Land $11,791 Building $47,538 | $177,987 (+6.96%) Land $35,373 Building $142,614 |
| 2021 | $4,948.00 | $55,469 Land $11,024 Building $44,445 | $166,407 Land $33,072 Building $133,335 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 423 Griswold St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 423 Griswold St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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