Schenectady County and Schenectady City property record for 425 Fourth St, Schenectady, NY 12306
| Property Type | Triplex |
|---|---|
| Details | 6 bd · 3 ba · 2,320 sqft · built 1910 |
| Lot Size | 0.137 acres (6,000 sqft) |
| Owner | Company Name on Record |
| Last Sale | $285,000 (Nov 2025) |
| Tax Bill | $5,995 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 48.52-2-17 |
| Primary APN | 421500 48.52-2-17 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 2,320 sqft Total Area |
| 1st Floor Area | 1,160 sqft |
| 2nd Floor Area | 1,160 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,000 sqft (0.137 acres) |
| Lot Dimensions | 150 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 800 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 506 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 425 FOURTH ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-5017 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Local Zoning Code | 03 - MULTI |
| Legal Description | AND 185 PART OF EACH 2 WOOD AND GARAGE |
| Legal Block | 2 |
| Legal Lot Number | 17.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 21200 |
Source: Schenectady County and Schenectady City records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 221 HARBORSIDE DR, 318, SCHENECTADY, NY 12305-1077 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 17, 2025 · Amount on Record |
| Deed Sale | Nov 17, 2025 · Amount on Record |
| Prior Sale | May 4, 2015 · Amount on Record |
| Deed Document Number | 202526978 |
| Deed Book / Page | 2160 / 881 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Nov 17, 2025 |
| Property Address | 425 FOURTH ST, SCHENECTADY, NY 12306-5017 |
| Document Number | 0000026978 |
| Instrument Date | Oct 31, 2025 |
| Instrument | 202526978 |
| Transaction Type | Transfer |
| Record Updated | Dec 2, 2025 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,140.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 425 FOURTH ST, SCHENECTADY, NY 12306-5017 |
| Name | Verified Name |
|---|---|
| Address | 221 HARBORSIDE DR APT 318, 318, SCHENECTADY, NY 12305-1077 |
| Document Number | 0000026979 |
|---|---|
| Date | Nov 17, 2025 |
| Instrument | 202526979 |
| Name | FIRST NATIONAL BANK OF SCOTIA |
|---|---|
| Type | Bank |
| Address | SCHENECTADY, NY 12302 |
| Amount | Amount Recorded |
|---|
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,995.00 (+10.67%) | $81,200 (-) Land $12,200 Building $69,000 | $134,459 (+13.35%) Land $20,202 Building $114,257 |
| 2024 | $81,200 (-) Land $12,200 Building $69,000 | $118,627 (+15.41%) Land $17,823 Building $100,804 | |
| 2023 | $81,200 (-) Land $12,200 Building $69,000 | $102,785 (+3.8%) Land $15,443 Building $87,342 | |
| 2022 | $81,200 Land $12,200 Building $69,000 | $99,024 Land $14,878 Building $84,146 | |
| 2021 | $5,417.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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