Schenectady County and Schenectady City property record for 418 Fourth St, Schenectady, NY 12306 · Last verified April 2026
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,820 sqft · built 1910 |
| Lot Size | 0.096 acres (4,200 sqft) |
| Owner | Individual Name on File |
| Last Sale | $83,000 (Aug 1994) |
| Tax Bill | $4,887 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 48.52-1-49 |
| Primary APN | 421500 48.52-1-49 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 1,820 sqft Total Area |
| 1st Floor Area | 910 sqft |
| 2nd Floor Area | 910 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,200 sqft (0.096 acres) |
| Lot Dimensions | 120 ft deep x 35 ft wide |
| Porch | Slab |
| Porch Area | 506 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 418 FOURTH ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-5018 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | 201 202 203 PTS OF 2 WOOD |
| Legal Block | 1 |
| Legal Lot Number | 49.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 21200 |
Source: Schenectady County and Schenectady City records · APN 421500 48.52-1-49
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 418 FOURTH ST, SCHENECTADY, NY 12306-5018 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 15, 1994 · Amount on Record |
| Deed Sale | Aug 15, 1994 · Amount on Record |
| Deed Book / Page | 1430 / 24 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 418 FOURTH ST, SCHENECTADY, NY 12306-5018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2023 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 418 FOURTH ST, SCHENECTADY, NY 12306-5018 |
| Document Number | 0000046923 |
|---|---|
| Date | Aug 17, 2023 |
| Book Page | 5324/197 |
| Instrument | 202346923 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 01, 2043 |
Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,887.00 (+12.29%) | $87,800 (-) Land $13,200 Building $74,600 | $145,388 (+30.82%) Land $21,858 Building $123,530 |
| 2023 | $87,800 (-) Land $13,200 Building $74,600 | $111,139 (+3.8%) Land $16,709 Building $94,430 | |
| 2022 | $87,800 Land $13,200 Building $74,600 | $107,073 Land $16,098 Building $90,975 | |
| 2021 | $4,352.00 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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